Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,810$21,720 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Camden, NJ
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Camden, NJ
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,397 | $16,764 | $55,880 | $26.87/hr |
| 1-Bedroom Apartment | $1,520 | $18,240 | $60,800 | $29.23/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,810 | $21,720 | $72,400 | $34.81/hr |
| 3-Bedroom Home | $2,170 | $26,040 | $86,800 | $41.73/hr |
| 4-Bedroom Home | $2,423 | $29,076 | $96,920 | $46.60/hr |
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Frequently Asked Questions About Rent in Camden, NJ
What is the Fair Market Rent for a 2-bedroom in Camden, NJ?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Camden, NJ is $1,810 per month ($21,720 per year).
What hourly wage is needed to afford rent in Camden, NJ?
To comfortably afford a 2-bedroom apartment at $1,810/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $34.81 per hour ($72,400/year).
What are the HUD Fair Market Rents by bedroom count in Camden, NJ?
Official 2026 HUD rents in Camden, NJ are: Studio: $1,397/mo, 1-Bedroom: $1,520/mo, 2-Bedroom: $1,810/mo, 3-Bedroom: $2,170/mo, and 4-Bedroom: $2,423/mo.
How do HUD Fair Market Rents compare to local incomes in Camden, NJ?
At the local Census ACS median household income of $40,546/year ($3,379/month), the benchmark 2-bedroom Fair Market Rent represents 53.6% of monthly income.
How is the 30% housing affordability standard calculated in Camden, NJ?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,810/month, the required minimum annual gross income is calculated as ($1,810 × 12) ÷ 0.30 = $72,400 per year.