Pennsylvania · HUD FY2026 Fair Market Rents

Rent in Cambria County, PA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Cambria County, PA is $1,035 per month ($12,420/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $19.90/hour ($41,400/year) for a full-time worker, representing 21.3% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,035$12,420 per year · HUD Fiscal Year 2026
Studio FMR$840$16/hr needed
1-Bedroom FMR$846$16/hr needed
Housing Wage (2-BR)$19.90per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,431$28/hr needed

Fair market rent & 30% rule in Cambria County, PA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,035Monthly market rent
Share of gross income21.3%Recommended max: 30%
Annual income needed$41,400To meet the 30% standard
Max affordable rent$1,460At 30% of $58,418
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Cambria County, PA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Cambria County, PA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$840$10,080$33,600$16.15/hr
1-Bedroom Apartment$846$10,152$33,840$16.27/hr
2-Bedroom ApartmentStandard Benchmark$1,035$12,420$41,400$19.90/hr
3-Bedroom Home$1,431$17,172$57,240$27.52/hr
4-Bedroom Home$1,484$17,808$59,360$28.54/hr

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Frequently Asked Questions About Rent in Cambria County, PA

What is the Fair Market Rent for a 2-bedroom in Cambria County, PA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cambria County, PA is $1,035 per month ($12,420 per year).

What hourly wage is needed to afford rent in Cambria County, PA?

To comfortably afford a 2-bedroom apartment at $1,035/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.90 per hour ($41,400/year).

What are the HUD Fair Market Rents by bedroom count in Cambria County, PA?

Official 2026 HUD rents in Cambria County, PA are: Studio: $840/mo, 1-Bedroom: $846/mo, 2-Bedroom: $1,035/mo, 3-Bedroom: $1,431/mo, and 4-Bedroom: $1,484/mo.

How do HUD Fair Market Rents compare to local incomes in Cambria County, PA?

At the local Census ACS median household income of $58,418/year ($4,868/month), the benchmark 2-bedroom Fair Market Rent represents 21.3% of monthly income.

How is the 30% housing affordability standard calculated in Cambria County, PA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,035/month, the required minimum annual gross income is calculated as ($1,035 × 12) ÷ 0.30 = $41,400 per year.