Alabama · HUD FY2026 Fair Market Rents

Rent in Baldwin County, AL

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Baldwin County, AL is $1,345 per month ($16,140/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $25.87/hour ($53,800/year) for a full-time worker, representing 20.5% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,345$16,140 per year · HUD Fiscal Year 2026
Studio FMR$1,094$21/hr needed
1-Bedroom FMR$1,200$23/hr needed
Housing Wage (2-BR)$25.87per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,692$33/hr needed

Fair market rent & 30% rule in Baldwin County, AL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,345Monthly market rent
Share of gross income20.5%Recommended max: 30%
Annual income needed$53,800To meet the 30% standard
Max affordable rent$1,969At 30% of $78,775
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Baldwin County, AL

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Baldwin County, AL
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,094$13,128$43,760$21.04/hr
1-Bedroom Apartment$1,200$14,400$48,000$23.08/hr
2-Bedroom ApartmentStandard Benchmark$1,345$16,140$53,800$25.87/hr
3-Bedroom Home$1,692$20,304$67,680$32.54/hr
4-Bedroom Home$2,171$26,052$86,840$41.75/hr

See comprehensive cost of living profile for Baldwin County, AL →

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Frequently Asked Questions About Rent in Baldwin County, AL

What is the Fair Market Rent for a 2-bedroom in Baldwin County, AL?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Baldwin County, AL is $1,345 per month ($16,140 per year).

What hourly wage is needed to afford rent in Baldwin County, AL?

To comfortably afford a 2-bedroom apartment at $1,345/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $25.87 per hour ($53,800/year).

What are the HUD Fair Market Rents by bedroom count in Baldwin County, AL?

Official 2026 HUD rents in Baldwin County, AL are: Studio: $1,094/mo, 1-Bedroom: $1,200/mo, 2-Bedroom: $1,345/mo, 3-Bedroom: $1,692/mo, and 4-Bedroom: $2,171/mo.

How do HUD Fair Market Rents compare to local incomes in Baldwin County, AL?

At the local Census ACS median household income of $78,775/year ($6,565/month), the benchmark 2-bedroom Fair Market Rent represents 20.5% of monthly income.

How is the 30% housing affordability standard calculated in Baldwin County, AL?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,345/month, the required minimum annual gross income is calculated as ($1,345 × 12) ÷ 0.30 = $53,800 per year.