Oklahoma · HUD FY2026 Fair Market Rents

Rent in Atoka County, OK

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Atoka County, OK is $937 per month ($11,244/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $18.02/hour ($37,480/year) for a full-time worker, representing 20.5% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$937$11,244 per year · HUD Fiscal Year 2026
Studio FMR$705$14/hr needed
1-Bedroom FMR$744$14/hr needed
Housing Wage (2-BR)$18.02per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,175$23/hr needed

Fair market rent & 30% rule in Atoka County, OK

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income20.5%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,370At 30% of $54,785
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Atoka County, OK

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Atoka County, OK
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$705$8,460$28,200$13.56/hr
1-Bedroom Apartment$744$8,928$29,760$14.31/hr
2-Bedroom ApartmentStandard Benchmark$937$11,244$37,480$18.02/hr
3-Bedroom Home$1,175$14,100$47,000$22.60/hr
4-Bedroom Home$1,241$14,892$49,640$23.87/hr

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Frequently Asked Questions About Rent in Atoka County, OK

What is the Fair Market Rent for a 2-bedroom in Atoka County, OK?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Atoka County, OK is $937 per month ($11,244 per year).

What hourly wage is needed to afford rent in Atoka County, OK?

To comfortably afford a 2-bedroom apartment at $937/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.02 per hour ($37,480/year).

What are the HUD Fair Market Rents by bedroom count in Atoka County, OK?

Official 2026 HUD rents in Atoka County, OK are: Studio: $705/mo, 1-Bedroom: $744/mo, 2-Bedroom: $937/mo, 3-Bedroom: $1,175/mo, and 4-Bedroom: $1,241/mo.

How do HUD Fair Market Rents compare to local incomes in Atoka County, OK?

At the local Census ACS median household income of $54,785/year ($4,565/month), the benchmark 2-bedroom Fair Market Rent represents 20.5% of monthly income.

How is the 30% housing affordability standard calculated in Atoka County, OK?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $937/month, the required minimum annual gross income is calculated as ($937 × 12) ÷ 0.30 = $37,480 per year.