Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,064$12,768 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Adams County, IL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Adams County, IL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $734 | $8,808 | $29,360 | $14.12/hr |
| 1-Bedroom Apartment | $811 | $9,732 | $32,440 | $15.60/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,064 | $12,768 | $42,560 | $20.46/hr |
| 3-Bedroom Home | $1,327 | $15,924 | $53,080 | $25.52/hr |
| 4-Bedroom Home | $1,500 | $18,000 | $60,000 | $28.85/hr |
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Frequently Asked Questions About Rent in Adams County, IL
What is the Fair Market Rent for a 2-bedroom in Adams County, IL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Adams County, IL is $1,064 per month ($12,768 per year).
What hourly wage is needed to afford rent in Adams County, IL?
To comfortably afford a 2-bedroom apartment at $1,064/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.46 per hour ($42,560/year).
What are the HUD Fair Market Rents by bedroom count in Adams County, IL?
Official 2026 HUD rents in Adams County, IL are: Studio: $734/mo, 1-Bedroom: $811/mo, 2-Bedroom: $1,064/mo, 3-Bedroom: $1,327/mo, and 4-Bedroom: $1,500/mo.
How do HUD Fair Market Rents compare to local incomes in Adams County, IL?
At the local Census ACS median household income of $66,220/year ($5,518/month), the benchmark 2-bedroom Fair Market Rent represents 19.3% of monthly income.
How is the 30% housing affordability standard calculated in Adams County, IL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,064/month, the required minimum annual gross income is calculated as ($1,064 × 12) ÷ 0.30 = $42,560 per year.