Rental Benchmark Overview
2-Bedroom Benchmark Rent
$933$11,196 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Adams County, IA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Adams County, IA
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $692 | $8,304 | $27,680 | $13.31/hr |
| 1-Bedroom Apartment | $711 | $8,532 | $28,440 | $13.67/hr |
| 2-Bedroom ApartmentStandard Benchmark | $933 | $11,196 | $37,320 | $17.94/hr |
| 3-Bedroom Home | $1,217 | $14,604 | $48,680 | $23.40/hr |
| 4-Bedroom Home | $1,235 | $14,820 | $49,400 | $23.75/hr |
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Frequently Asked Questions About Rent in Adams County, IA
What is the Fair Market Rent for a 2-bedroom in Adams County, IA?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Adams County, IA is $933 per month ($11,196 per year).
What hourly wage is needed to afford rent in Adams County, IA?
To comfortably afford a 2-bedroom apartment at $933/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.94 per hour ($37,320/year).
What are the HUD Fair Market Rents by bedroom count in Adams County, IA?
Official 2026 HUD rents in Adams County, IA are: Studio: $692/mo, 1-Bedroom: $711/mo, 2-Bedroom: $933/mo, 3-Bedroom: $1,217/mo, and 4-Bedroom: $1,235/mo.
How do HUD Fair Market Rents compare to local incomes in Adams County, IA?
At the local Census ACS median household income of $71,875/year ($5,990/month), the benchmark 2-bedroom Fair Market Rent represents 15.6% of monthly income.
How is the 30% housing affordability standard calculated in Adams County, IA?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $933/month, the required minimum annual gross income is calculated as ($933 × 12) ÷ 0.30 = $37,320 per year.