Texas · 2026 Federal Benchmarks

Cost of Living in Yoakum County, TX

The median household in Yoakum County, TX earns $84,925 a year ($7,077/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,186/month under HUD Fair Market Rents, requiring an annual income of at least $47,440 under the federal 30% housing rule, with overall consumer prices sitting 2.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$84,925$7,077 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,186HUD FY2026 Fair Market Rent
Price Parity (RPP)97.1-2.9% vs national baseline
Electricity Rate15.9¢per kWh · EIA Residential TX
Census Population7,571Official resident count

Fair market rent & 30% rule in Yoakum County, TX

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,186Monthly market rent
Share of gross income16.8%Recommended max: 30%
Annual income needed$47,440To meet the 30% standard
Max affordable rent$2,123At 30% of $84,925
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Yoakum County, TX

Official FY2026 HUD Fair Market Rents for Yoakum County, TX. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Yoakum County, TX
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$922$11,064$36,88013%
1-Bedroom Apartment$1,082$12,984$43,28015.3%
2-Bedroom ApartmentBenchmark$1,186$14,232$47,44016.8%
3-Bedroom Home$1,422$17,064$56,88020.1%
4-Bedroom Home$1,745$20,940$69,80024.7%

See dedicated rental breakdown for Yoakum County, TX →

50/30/20 Living Budget in Yoakum County, TX

Based on the local median household income of $84,925/year ($7,077/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,539/moRent ($1,186 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$2,123/moDiscretionary spending: dining, leisure, recreation at 97.1 RPP price level
Savings & Debt (20%)$1,415/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Texas

Explore net income after federal income tax, FICA, and Texas state income tax based on the local median baseline.

$84,925
$30,000$170,000
Filing status:
Gross salary breakdown$84,925
Net 81%
Fed 12%
FICA 8%
Annual take-home$68,575After all taxes
Monthly deposit$5,715Estimated per month
Biweekly paycheck$2,637Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$9,854 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,497 / yr

Compare earnings and living costs across Texas with official federal datasets:

Frequently Asked Questions About Living in Yoakum County, TX

What is the median household income in Yoakum County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Yoakum County, TX is $84,925 per year (approximately $7,077 per month).

What is the average rent in Yoakum County, TX?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Yoakum County, TX are $922 for a studio, $1,082 for 1 bedroom, $1,186 for 2 bedrooms, $1,422 for 3 bedrooms, and $1,745 for 4 bedrooms.

How does the cost of living in Yoakum County, TX compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Yoakum County, TX is 97.1 (2.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Yoakum County, TX?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,186/month) in Yoakum County, TX requires a minimum gross household income of $47,440 per year ($3,953 per month).

What is a balanced 50/30/20 monthly budget in Yoakum County, TX?

For a typical household earning the median income of $84,925/year ($7,077/month) in Yoakum County, TX, a balanced 50/30/20 budget allocates $3,539/month to essential needs (rent, utilities, groceries), $2,123/month to discretionary spending, and $1,415/month to savings and debt repayment.

What are typical electricity and utility costs in Yoakum County, TX?

Residential electricity rates in Texas average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.