Mississippi · 2026 Federal Benchmarks

Cost of Living in Yazoo County, MS

The median household in Yazoo County, MS earns $39,295 a year ($3,275/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $984/month under HUD Fair Market Rents, requiring an annual income of at least $39,360 under the federal 30% housing rule, with overall consumer prices sitting 11% below the national baseline.

Key Economic Benchmarks

Median Household Income

$39,295$3,275 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$984HUD FY2026 Fair Market Rent
Price Parity (RPP)89.0-11% vs national baseline
Electricity Rate14.9¢per kWh · EIA Residential MS
Census Population24,835Official resident count

Fair market rent & 30% rule in Yazoo County, MS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$984Monthly market rent
Share of gross income30%Recommended max: 30%
Annual income needed$39,360To meet the 30% standard
Max affordable rent$982At 30% of $39,295
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Yazoo County, MS

Official FY2026 HUD Fair Market Rents for Yazoo County, MS HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Yazoo County, MS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$745$8,940$29,80022.8%
1-Bedroom Apartment$750$9,000$30,00022.9%
2-Bedroom ApartmentBenchmark$984$11,808$39,36030%
3-Bedroom Home$1,209$14,508$48,36036.9%
4-Bedroom Home$1,303$15,636$52,12039.8%

See dedicated rental breakdown for Yazoo County, MS →

50/30/20 Living Budget in Yazoo County, MS

Based on the local median household income of $39,295/year ($3,275/month), here is how a balanced budget allocates expenses:

Needs (50%)$1,637/moRent ($984 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$982/moDiscretionary spending: dining, leisure, recreation at 89.0 RPP price level
Savings & Debt (20%)$655/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Mississippi

Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.

$39,295
$15,000$80,000
Filing status:
Gross salary breakdown$39,295
Net 84%
Fed 6%
MS 2%
FICA 8%
Annual take-home$32,914After all taxes
Monthly deposit$2,743Estimated per month
Biweekly paycheck$1,266Every 2 weeks (26/yr)
Effective tax rate16.2%Total tax burden
Federal income tax$2,535 / yr
Mississippi state income tax$840 / yr
FICA (Social Security & Medicare)$3,006 / yr

Compare earnings and living costs across Mississippi with official federal datasets:

Frequently Asked Questions About Living in Yazoo County, MS

What is the median household income in Yazoo County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Yazoo County, MS is $39,295 per year (approximately $3,275 per month).

What is the average rent in Yazoo County, MS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Yazoo County, MS are $745 for a studio, $750 for 1 bedroom, $984 for 2 bedrooms, $1,209 for 3 bedrooms, and $1,303 for 4 bedrooms.

How does the cost of living in Yazoo County, MS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Yazoo County, MS is 89.0 (11% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Yazoo County, MS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($984/month) in Yazoo County, MS requires a minimum gross household income of $39,360 per year ($3,280 per month).

What is a balanced 50/30/20 monthly budget in Yazoo County, MS?

For a typical household earning the median income of $39,295/year ($3,275/month) in Yazoo County, MS, a balanced 50/30/20 budget allocates $1,637/month to essential needs (rent, utilities, groceries), $982/month to discretionary spending, and $655/month to savings and debt repayment.

What are typical electricity and utility costs in Yazoo County, MS?

Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.