Vermont · 2026 Federal Benchmarks

Cost of Living in Windsor County, VT

The median household in Windsor County, VT earns $77,594 a year ($6,466/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,362/month under HUD Fair Market Rents, requiring an annual income of at least $54,480 under the federal 30% housing rule, with overall consumer prices sitting 2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$77,594$6,466 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,362HUD FY2026 Fair Market Rent
Price Parity (RPP)98.0-2% vs national baseline
Electricity Rate24.4¢per kWh · EIA Residential VT
Census Population57,990Official resident count

Fair market rent & 30% rule in Windsor County, VT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,362Monthly market rent
Share of gross income21.1%Recommended max: 30%
Annual income needed$54,480To meet the 30% standard
Max affordable rent$1,940At 30% of $77,594
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Windsor County, VT

Official FY2026 HUD Fair Market Rents for Windsor County, VT. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Windsor County, VT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,161$13,932$46,44018%
1-Bedroom Apartment$1,168$14,016$46,72018.1%
2-Bedroom ApartmentBenchmark$1,362$16,344$54,48021.1%
3-Bedroom Home$1,786$21,432$71,44027.6%
4-Bedroom Home$1,844$22,128$73,76028.5%

See dedicated rental breakdown for Windsor County, VT →

50/30/20 Living Budget in Windsor County, VT

Based on the local median household income of $77,594/year ($6,466/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,233/moRent ($1,362 2-BR), utilities (~$220/mo), groceries, transit
Wants (30%)$1,940/moDiscretionary spending: dining, leisure, recreation at 98.0 RPP price level
Savings & Debt (20%)$1,293/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Vermont

Explore net income after federal income tax, FICA, and Vermont state income tax based on the local median baseline.

$77,594
$30,000$160,000
Filing status:
Gross salary breakdown$77,594
Net 78%
Fed 11%
VT 3%
FICA 8%
Annual take-home$60,756After all taxes
Monthly deposit$5,063Estimated per month
Biweekly paycheck$2,337Every 2 weeks (26/yr)
Effective tax rate21.7%Total tax burden
Federal income tax$8,241 / yr
Vermont state income tax$2,661 / yr
FICA (Social Security & Medicare)$5,936 / yr

Compare earnings and living costs across Vermont with official federal datasets:

Frequently Asked Questions About Living in Windsor County, VT

What is the median household income in Windsor County, VT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Windsor County, VT is $77,594 per year (approximately $6,466 per month).

What is the average rent in Windsor County, VT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Windsor County, VT are $1,161 for a studio, $1,168 for 1 bedroom, $1,362 for 2 bedrooms, $1,786 for 3 bedrooms, and $1,844 for 4 bedrooms.

How does the cost of living in Windsor County, VT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Windsor County, VT is 98.0 (2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Windsor County, VT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,362/month) in Windsor County, VT requires a minimum gross household income of $54,480 per year ($4,540 per month).

What is a balanced 50/30/20 monthly budget in Windsor County, VT?

For a typical household earning the median income of $77,594/year ($6,466/month) in Windsor County, VT, a balanced 50/30/20 budget allocates $3,233/month to essential needs (rent, utilities, groceries), $1,940/month to discretionary spending, and $1,293/month to savings and debt repayment.

What are typical electricity and utility costs in Windsor County, VT?

Residential electricity rates in Vermont average 24.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $220 per month.