Texas · 2026 Federal Benchmarks

Cost of Living in Val Verde County, TX

The median household in Val Verde County, TX earns $66,100 a year ($5,508/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,064/month under HUD Fair Market Rents, requiring an annual income of at least $42,560 under the federal 30% housing rule, with overall consumer prices sitting 2.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$66,100$5,508 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,064HUD FY2026 Fair Market Rent
Price Parity (RPP)97.1-2.9% vs national baseline
Electricity Rate15.9¢per kWh · EIA Residential TX
Census Population47,741Official resident count

Fair market rent & 30% rule in Val Verde County, TX

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,064Monthly market rent
Share of gross income19.3%Recommended max: 30%
Annual income needed$42,560To meet the 30% standard
Max affordable rent$1,652At 30% of $66,100
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Val Verde County, TX

Official FY2026 HUD Fair Market Rents for Val Verde County, TX. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Val Verde County, TX
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$857$10,284$34,28015.6%
1-Bedroom Apartment$863$10,356$34,52015.7%
2-Bedroom ApartmentBenchmark$1,064$12,768$42,56019.3%
3-Bedroom Home$1,450$17,400$58,00026.3%
4-Bedroom Home$1,455$17,460$58,20026.4%

See dedicated rental breakdown for Val Verde County, TX →

50/30/20 Living Budget in Val Verde County, TX

Based on the local median household income of $66,100/year ($5,508/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,754/moRent ($1,064 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,652/moDiscretionary spending: dining, leisure, recreation at 97.1 RPP price level
Savings & Debt (20%)$1,102/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Texas

Explore net income after federal income tax, FICA, and Texas state income tax based on the local median baseline.

$66,100
$25,000$135,000
Filing status:
Gross salary breakdown$66,100
Net 84%
Fed 9%
FICA 8%
Annual take-home$55,291After all taxes
Monthly deposit$4,608Estimated per month
Biweekly paycheck$2,127Every 2 weeks (26/yr)
Effective tax rate16.4%Total tax burden
Federal income tax$5,752 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,057 / yr

Compare earnings and living costs across Texas with official federal datasets:

Frequently Asked Questions About Living in Val Verde County, TX

What is the median household income in Val Verde County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Val Verde County, TX is $66,100 per year (approximately $5,508 per month).

What is the average rent in Val Verde County, TX?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Val Verde County, TX are $857 for a studio, $863 for 1 bedroom, $1,064 for 2 bedrooms, $1,450 for 3 bedrooms, and $1,455 for 4 bedrooms.

How does the cost of living in Val Verde County, TX compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Val Verde County, TX is 97.1 (2.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Val Verde County, TX?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,064/month) in Val Verde County, TX requires a minimum gross household income of $42,560 per year ($3,547 per month).

What is a balanced 50/30/20 monthly budget in Val Verde County, TX?

For a typical household earning the median income of $66,100/year ($5,508/month) in Val Verde County, TX, a balanced 50/30/20 budget allocates $2,754/month to essential needs (rent, utilities, groceries), $1,652/month to discretionary spending, and $1,102/month to savings and debt repayment.

What are typical electricity and utility costs in Val Verde County, TX?

Residential electricity rates in Texas average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.