Key Economic Benchmarks
Median Household Income
$54,338$4,528 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Upshur County, WV
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Upshur County, WV
Official FY2026 HUD Fair Market Rents for Upshur County, WV. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $728 | $8,736 | $29,120 | 16.1% |
| 1-Bedroom Apartment | $732 | $8,784 | $29,280 | 16.2% |
| 2-Bedroom ApartmentBenchmark | $961 | $11,532 | $38,440 | 21.2% |
| 3-Bedroom Home | $1,205 | $14,460 | $48,200 | 26.6% |
| 4-Bedroom Home | $1,612 | $19,344 | $64,480 | 35.6% |
50/30/20 Living Budget in Upshur County, WV
Based on the local median household income of $54,338/year ($4,528/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in West Virginia
Explore net income after federal income tax, FICA, and West Virginia state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across West Virginia with official federal datasets:
Frequently Asked Questions About Living in Upshur County, WV
What is the median household income in Upshur County, WV?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Upshur County, WV is $54,338 per year (approximately $4,528 per month).
What is the average rent in Upshur County, WV?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Upshur County, WV are $728 for a studio, $732 for 1 bedroom, $961 for 2 bedrooms, $1,205 for 3 bedrooms, and $1,612 for 4 bedrooms.
How does the cost of living in Upshur County, WV compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Upshur County, WV is 89.5 (10.5% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Upshur County, WV?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($961/month) in Upshur County, WV requires a minimum gross household income of $38,440 per year ($3,203 per month).
What is a balanced 50/30/20 monthly budget in Upshur County, WV?
For a typical household earning the median income of $54,338/year ($4,528/month) in Upshur County, WV, a balanced 50/30/20 budget allocates $2,264/month to essential needs (rent, utilities, groceries), $1,358/month to discretionary spending, and $906/month to savings and debt repayment.
What are typical electricity and utility costs in Upshur County, WV?
Residential electricity rates in West Virginia average 15.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $139 per month.