South Dakota · 2026 Federal Benchmarks

Cost of Living in Sully County, SD

The median household in Sully County, SD earns $72,578 a year ($6,048/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $948/month under HUD Fair Market Rents, requiring an annual income of at least $37,920 under the federal 30% housing rule, with overall consumer prices sitting 11.4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$72,578$6,048 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$948HUD FY2026 Fair Market Rent
Price Parity (RPP)88.6-11.4% vs national baseline
Electricity Rate15.4¢per kWh · EIA Residential SD
Census Population1,526Official resident count

Fair market rent & 30% rule in Sully County, SD

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$948Monthly market rent
Share of gross income15.7%Recommended max: 30%
Annual income needed$37,920To meet the 30% standard
Max affordable rent$1,814At 30% of $72,578
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Sully County, SD

Official FY2026 HUD Fair Market Rents for Sully County, SD. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Sully County, SD
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$654$7,848$26,16010.8%
1-Bedroom Apartment$722$8,664$28,88011.9%
2-Bedroom ApartmentBenchmark$948$11,376$37,92015.7%
3-Bedroom Home$1,206$14,472$48,24019.9%
4-Bedroom Home$1,468$17,616$58,72024.3%

See dedicated rental breakdown for Sully County, SD →

50/30/20 Living Budget in Sully County, SD

Based on the local median household income of $72,578/year ($6,048/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,024/moRent ($948 2-BR), utilities (~$138/mo), groceries, transit
Wants (30%)$1,814/moDiscretionary spending: dining, leisure, recreation at 88.6 RPP price level
Savings & Debt (20%)$1,210/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in South Dakota

Explore net income after federal income tax, FICA, and South Dakota state income tax based on the local median baseline.

$72,578
$25,000$150,000
Filing status:
Gross salary breakdown$72,578
Net 83%
Fed 10%
FICA 8%
Annual take-home$59,889After all taxes
Monthly deposit$4,991Estimated per month
Biweekly paycheck$2,303Every 2 weeks (26/yr)
Effective tax rate17.5%Total tax burden
Federal income tax$7,137 / yr
South Dakota state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,552 / yr

Compare earnings and living costs across South Dakota with official federal datasets:

Frequently Asked Questions About Living in Sully County, SD

What is the median household income in Sully County, SD?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sully County, SD is $72,578 per year (approximately $6,048 per month).

What is the average rent in Sully County, SD?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Sully County, SD are $654 for a studio, $722 for 1 bedroom, $948 for 2 bedrooms, $1,206 for 3 bedrooms, and $1,468 for 4 bedrooms.

How does the cost of living in Sully County, SD compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Sully County, SD is 88.6 (11.4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Sully County, SD?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($948/month) in Sully County, SD requires a minimum gross household income of $37,920 per year ($3,160 per month).

What is a balanced 50/30/20 monthly budget in Sully County, SD?

For a typical household earning the median income of $72,578/year ($6,048/month) in Sully County, SD, a balanced 50/30/20 budget allocates $3,024/month to essential needs (rent, utilities, groceries), $1,814/month to discretionary spending, and $1,210/month to savings and debt repayment.

What are typical electricity and utility costs in Sully County, SD?

Residential electricity rates in South Dakota average 15.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $138 per month.