Ohio · 2026 Federal Benchmarks

Cost of Living in Steubenville, OH

The median household in Steubenville, OH earns $48,172 a year ($4,014/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $973/month under HUD Fair Market Rents, requiring an annual income of at least $38,920 under the federal 30% housing rule, with overall consumer prices sitting 11% below the national baseline.

Key Economic Benchmarks

Median Household Income

$48,172$4,014 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$973HUD FY2026 Fair Market Rent
Price Parity (RPP)89.0-11% vs national baseline
Electricity Rate19.2¢per kWh · EIA Residential OH
Census Population18,124Official resident count

Fair market rent & 30% rule in Steubenville, OH

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income24.2%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,204At 30% of $48,172
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Steubenville, OH

Official FY2026 HUD Fair Market Rents for Weirton-Steubenville, WV-OH MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Steubenville, OH
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$752$9,024$30,08018.7%
1-Bedroom Apartment$757$9,084$30,28018.9%
2-Bedroom ApartmentBenchmark$973$11,676$38,92024.2%
3-Bedroom Home$1,285$15,420$51,40032%
4-Bedroom Home$1,482$17,784$59,28036.9%

See dedicated rental breakdown for Steubenville, OH →

50/30/20 Living Budget in Steubenville, OH

Based on the local median household income of $48,172/year ($4,014/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,007/moRent ($973 2-BR), utilities (~$173/mo), groceries, transit
Wants (30%)$1,204/moDiscretionary spending: dining, leisure, recreation at 89.0 RPP price level
Savings & Debt (20%)$803/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Ohio

Explore net income after federal income tax, FICA, and Ohio state income tax based on the local median baseline.

$48,172
$15,000$100,000
Filing status:
Gross salary breakdown$48,172
Net 83%
Fed 7%
OH 2%
FICA 8%
Annual take-home$40,005After all taxes
Monthly deposit$3,334Estimated per month
Biweekly paycheck$1,539Every 2 weeks (26/yr)
Effective tax rate17%Total tax burden
Federal income tax$3,601 / yr
Ohio state income tax$881 / yr
FICA (Social Security & Medicare)$3,685 / yr

Compare earnings and living costs across Ohio with official federal datasets:

Frequently Asked Questions About Living in Steubenville, OH

What is the median household income in Steubenville, OH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Steubenville, OH is $48,172 per year (approximately $4,014 per month).

What is the average rent in Steubenville, OH?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Steubenville, OH are $752 for a studio, $757 for 1 bedroom, $973 for 2 bedrooms, $1,285 for 3 bedrooms, and $1,482 for 4 bedrooms.

How does the cost of living in Steubenville, OH compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Steubenville, OH is 89.0 (11% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Steubenville, OH?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($973/month) in Steubenville, OH requires a minimum gross household income of $38,920 per year ($3,243 per month).

What is a balanced 50/30/20 monthly budget in Steubenville, OH?

For a typical household earning the median income of $48,172/year ($4,014/month) in Steubenville, OH, a balanced 50/30/20 budget allocates $2,007/month to essential needs (rent, utilities, groceries), $1,204/month to discretionary spending, and $803/month to savings and debt repayment.

What are typical electricity and utility costs in Steubenville, OH?

Residential electricity rates in Ohio average 19.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $173 per month.