Missouri · 2026 Federal Benchmarks

Cost of Living in Ste. Genevieve County, MO

The median household in Ste. Genevieve County, MO earns $66,339 a year ($5,528/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $922/month under HUD Fair Market Rents, requiring an annual income of at least $36,880 under the federal 30% housing rule, with overall consumer prices sitting 9.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$66,339$5,528 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$922HUD FY2026 Fair Market Rent
Price Parity (RPP)90.8-9.2% vs national baseline
Electricity Rate16.2¢per kWh · EIA Residential MO
Census Population18,571Official resident count

Fair market rent & 30% rule in Ste. Genevieve County, MO

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$922Monthly market rent
Share of gross income16.7%Recommended max: 30%
Annual income needed$36,880To meet the 30% standard
Max affordable rent$1,658At 30% of $66,339
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Ste. Genevieve County, MO

Official FY2026 HUD Fair Market Rents for Ste. Genevieve County, MO. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Ste. Genevieve County, MO
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$685$8,220$27,40012.4%
1-Bedroom Apartment$767$9,204$30,68013.9%
2-Bedroom ApartmentBenchmark$922$11,064$36,88016.7%
3-Bedroom Home$1,105$13,260$44,20020%
4-Bedroom Home$1,547$18,564$61,88028%

See dedicated rental breakdown for Ste. Genevieve County, MO →

50/30/20 Living Budget in Ste. Genevieve County, MO

Based on the local median household income of $66,339/year ($5,528/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,764/moRent ($922 2-BR), utilities (~$146/mo), groceries, transit
Wants (30%)$1,658/moDiscretionary spending: dining, leisure, recreation at 90.8 RPP price level
Savings & Debt (20%)$1,106/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Missouri

Explore net income after federal income tax, FICA, and Missouri state income tax based on the local median baseline.

$66,339
$25,000$135,000
Filing status:
Gross salary breakdown$66,339
Net 80%
Fed 9%
MO 3%
FICA 8%
Annual take-home$53,322After all taxes
Monthly deposit$4,444Estimated per month
Biweekly paycheck$2,051Every 2 weeks (26/yr)
Effective tax rate19.6%Total tax burden
Federal income tax$5,781 / yr
Missouri state income tax$2,161 / yr
FICA (Social Security & Medicare)$5,075 / yr

Compare earnings and living costs across Missouri with official federal datasets:

Frequently Asked Questions About Living in Ste. Genevieve County, MO

What is the median household income in Ste. Genevieve County, MO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ste. Genevieve County, MO is $66,339 per year (approximately $5,528 per month).

What is the average rent in Ste. Genevieve County, MO?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Ste. Genevieve County, MO are $685 for a studio, $767 for 1 bedroom, $922 for 2 bedrooms, $1,105 for 3 bedrooms, and $1,547 for 4 bedrooms.

How does the cost of living in Ste. Genevieve County, MO compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Ste. Genevieve County, MO is 90.8 (9.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Ste. Genevieve County, MO?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($922/month) in Ste. Genevieve County, MO requires a minimum gross household income of $36,880 per year ($3,073 per month).

What is a balanced 50/30/20 monthly budget in Ste. Genevieve County, MO?

For a typical household earning the median income of $66,339/year ($5,528/month) in Ste. Genevieve County, MO, a balanced 50/30/20 budget allocates $2,764/month to essential needs (rent, utilities, groceries), $1,658/month to discretionary spending, and $1,106/month to savings and debt repayment.

What are typical electricity and utility costs in Ste. Genevieve County, MO?

Residential electricity rates in Missouri average 16.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $146 per month.