Key Economic Benchmarks
Median Household Income
$63,960$5,330 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Starke County, IN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Starke County, IN
Official FY2026 HUD Fair Market Rents for Starke County, IN. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $685 | $8,220 | $27,400 | 12.9% |
| 1-Bedroom Apartment | $729 | $8,748 | $29,160 | 13.7% |
| 2-Bedroom ApartmentBenchmark | $956 | $11,472 | $38,240 | 17.9% |
| 3-Bedroom Home | $1,151 | $13,812 | $46,040 | 21.6% |
| 4-Bedroom Home | $1,517 | $18,204 | $60,680 | 28.5% |
50/30/20 Living Budget in Starke County, IN
Based on the local median household income of $63,960/year ($5,330/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Indiana
Explore net income after federal income tax, FICA, and Indiana state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Indiana with official federal datasets:
Frequently Asked Questions About Living in Starke County, IN
What is the median household income in Starke County, IN?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Starke County, IN is $63,960 per year (approximately $5,330 per month).
What is the average rent in Starke County, IN?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Starke County, IN are $685 for a studio, $729 for 1 bedroom, $956 for 2 bedrooms, $1,151 for 3 bedrooms, and $1,517 for 4 bedrooms.
How does the cost of living in Starke County, IN compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Starke County, IN is 93.3 (6.7% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Starke County, IN?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($956/month) in Starke County, IN requires a minimum gross household income of $38,240 per year ($3,187 per month).
What is a balanced 50/30/20 monthly budget in Starke County, IN?
For a typical household earning the median income of $63,960/year ($5,330/month) in Starke County, IN, a balanced 50/30/20 budget allocates $2,665/month to essential needs (rent, utilities, groceries), $1,599/month to discretionary spending, and $1,066/month to savings and debt repayment.
What are typical electricity and utility costs in Starke County, IN?
Residential electricity rates in Indiana average 17.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $158 per month.