Key Economic Benchmarks
Median Household Income
$48,062$4,005 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Seminole County, OK
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Seminole County, OK
Official FY2026 HUD Fair Market Rents for Seminole County, OK. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $673 | $8,076 | $26,920 | 16.8% |
| 1-Bedroom Apartment | $734 | $8,808 | $29,360 | 18.3% |
| 2-Bedroom ApartmentBenchmark | $937 | $11,244 | $37,480 | 23.4% |
| 3-Bedroom Home | $1,256 | $15,072 | $50,240 | 31.4% |
| 4-Bedroom Home | $1,368 | $16,416 | $54,720 | 34.2% |
50/30/20 Living Budget in Seminole County, OK
Based on the local median household income of $48,062/year ($4,005/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Oklahoma
Explore net income after federal income tax, FICA, and Oklahoma state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Oklahoma with official federal datasets:
Frequently Asked Questions About Living in Seminole County, OK
What is the median household income in Seminole County, OK?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Seminole County, OK is $48,062 per year (approximately $4,005 per month).
What is the average rent in Seminole County, OK?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Seminole County, OK are $673 for a studio, $734 for 1 bedroom, $937 for 2 bedrooms, $1,256 for 3 bedrooms, and $1,368 for 4 bedrooms.
How does the cost of living in Seminole County, OK compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Seminole County, OK is 87.8 (12.2% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Seminole County, OK?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($937/month) in Seminole County, OK requires a minimum gross household income of $37,480 per year ($3,123 per month).
What is a balanced 50/30/20 monthly budget in Seminole County, OK?
For a typical household earning the median income of $48,062/year ($4,005/month) in Seminole County, OK, a balanced 50/30/20 budget allocates $2,003/month to essential needs (rent, utilities, groceries), $1,202/month to discretionary spending, and $801/month to savings and debt repayment.
What are typical electricity and utility costs in Seminole County, OK?
Residential electricity rates in Oklahoma average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $129 per month.