North Dakota · 2026 Federal Benchmarks

Cost of Living in Sargent County, ND

The median household in Sargent County, ND earns $77,946 a year ($6,496/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $935/month under HUD Fair Market Rents, requiring an annual income of at least $37,400 under the federal 30% housing rule, with overall consumer prices sitting 11% below the national baseline.

Key Economic Benchmarks

Median Household Income

$77,946$6,496 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$935HUD FY2026 Fair Market Rent
Price Parity (RPP)89.0-11% vs national baseline
Electricity Rate14.1¢per kWh · EIA Residential ND
Census Population3,804Official resident count

Fair market rent & 30% rule in Sargent County, ND

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$935Monthly market rent
Share of gross income14.4%Recommended max: 30%
Annual income needed$37,400To meet the 30% standard
Max affordable rent$1,949At 30% of $77,946
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Sargent County, ND

Official FY2026 HUD Fair Market Rents for Sargent County, ND. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Sargent County, ND
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$814$9,768$32,56012.5%
1-Bedroom Apartment$816$9,792$32,64012.6%
2-Bedroom ApartmentBenchmark$935$11,220$37,40014.4%
3-Bedroom Home$1,261$15,132$50,44019.4%
4-Bedroom Home$1,569$18,828$62,76024.2%

See dedicated rental breakdown for Sargent County, ND →

50/30/20 Living Budget in Sargent County, ND

Based on the local median household income of $77,946/year ($6,496/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,248/moRent ($935 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,949/moDiscretionary spending: dining, leisure, recreation at 89.0 RPP price level
Savings & Debt (20%)$1,299/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in North Dakota

Explore net income after federal income tax, FICA, and North Dakota state income tax based on the local median baseline.

$77,946
$30,000$160,000
Filing status:
Gross salary breakdown$77,946
Net 81%
Fed 11%
ND 0%
FICA 8%
Annual take-home$63,404After all taxes
Monthly deposit$5,284Estimated per month
Biweekly paycheck$2,439Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$8,318 / yr
North Dakota state income tax$261 / yr
FICA (Social Security & Medicare)$5,963 / yr

Compare earnings and living costs across North Dakota with official federal datasets:

Frequently Asked Questions About Living in Sargent County, ND

What is the median household income in Sargent County, ND?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sargent County, ND is $77,946 per year (approximately $6,496 per month).

What is the average rent in Sargent County, ND?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Sargent County, ND are $814 for a studio, $816 for 1 bedroom, $935 for 2 bedrooms, $1,261 for 3 bedrooms, and $1,569 for 4 bedrooms.

How does the cost of living in Sargent County, ND compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Sargent County, ND is 89.0 (11% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Sargent County, ND?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($935/month) in Sargent County, ND requires a minimum gross household income of $37,400 per year ($3,117 per month).

What is a balanced 50/30/20 monthly budget in Sargent County, ND?

For a typical household earning the median income of $77,946/year ($6,496/month) in Sargent County, ND, a balanced 50/30/20 budget allocates $3,248/month to essential needs (rent, utilities, groceries), $1,949/month to discretionary spending, and $1,299/month to savings and debt repayment.

What are typical electricity and utility costs in Sargent County, ND?

Residential electricity rates in North Dakota average 14.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $127 per month.