Washington · 2026 Federal Benchmarks

Cost of Living in San Juan County, WA

The median household in San Juan County, WA earns $84,800 a year ($7,067/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,762/month under HUD Fair Market Rents, requiring an annual income of at least $70,480 under the federal 30% housing rule, with overall consumer prices sitting 7% above the national baseline.

Key Economic Benchmarks

Median Household Income

$84,800$7,067 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,762HUD FY2026 Fair Market Rent
Price Parity (RPP)107.0+7% vs national baseline
Electricity Rate14.9¢per kWh · EIA Residential WA
Census Population18,478Official resident count

Fair market rent & 30% rule in San Juan County, WA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,762Monthly market rent
Share of gross income24.9%Recommended max: 30%
Annual income needed$70,480To meet the 30% standard
Max affordable rent$2,120At 30% of $84,800
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: San Juan County, WA

Official FY2026 HUD Fair Market Rents for San Juan County, WA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for San Juan County, WA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,215$14,580$48,60017.2%
1-Bedroom Apartment$1,343$16,116$53,72019%
2-Bedroom ApartmentBenchmark$1,762$21,144$70,48024.9%
3-Bedroom Home$2,332$27,984$93,28033%
4-Bedroom Home$2,333$27,996$93,32033%

See dedicated rental breakdown for San Juan County, WA →

50/30/20 Living Budget in San Juan County, WA

Based on the local median household income of $84,800/year ($7,067/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,533/moRent ($1,762 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$2,120/moDiscretionary spending: dining, leisure, recreation at 107.0 RPP price level
Savings & Debt (20%)$1,413/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Washington

Explore net income after federal income tax, FICA, and Washington state income tax based on the local median baseline.

$84,800
$30,000$170,000
Filing status:
Gross salary breakdown$84,800
Net 81%
Fed 12%
FICA 8%
Annual take-home$68,487After all taxes
Monthly deposit$5,707Estimated per month
Biweekly paycheck$2,634Every 2 weeks (26/yr)
Effective tax rate19.2%Total tax burden
Federal income tax$9,826 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,487 / yr

Compare earnings and living costs across Washington with official federal datasets:

Frequently Asked Questions About Living in San Juan County, WA

What is the median household income in San Juan County, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in San Juan County, WA is $84,800 per year (approximately $7,067 per month).

What is the average rent in San Juan County, WA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in San Juan County, WA are $1,215 for a studio, $1,343 for 1 bedroom, $1,762 for 2 bedrooms, $2,332 for 3 bedrooms, and $2,333 for 4 bedrooms.

How does the cost of living in San Juan County, WA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in San Juan County, WA is 107.0 (7% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in San Juan County, WA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,762/month) in San Juan County, WA requires a minimum gross household income of $70,480 per year ($5,873 per month).

What is a balanced 50/30/20 monthly budget in San Juan County, WA?

For a typical household earning the median income of $84,800/year ($7,067/month) in San Juan County, WA, a balanced 50/30/20 budget allocates $3,533/month to essential needs (rent, utilities, groceries), $2,120/month to discretionary spending, and $1,413/month to savings and debt repayment.

What are typical electricity and utility costs in San Juan County, WA?

Residential electricity rates in Washington average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.