Maine · 2026 Federal Benchmarks

Cost of Living in Sagadahoc County, ME

The median household in Sagadahoc County, ME earns $87,806 a year ($7,317/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,577/month under HUD Fair Market Rents, requiring an annual income of at least $63,080 under the federal 30% housing rule, with overall consumer prices sitting 1.9% above the national baseline.

Key Economic Benchmarks

Median Household Income

$87,806$7,317 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,577HUD FY2026 Fair Market Rent
Price Parity (RPP)101.9+1.9% vs national baseline
Electricity Rate29.6¢per kWh · EIA Residential ME
Census Population37,285Official resident count

Fair market rent & 30% rule in Sagadahoc County, ME

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,577Monthly market rent
Share of gross income21.6%Recommended max: 30%
Annual income needed$63,080To meet the 30% standard
Max affordable rent$2,195At 30% of $87,806
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Sagadahoc County, ME

Official FY2026 HUD Fair Market Rents for Sagadahoc County, ME HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Sagadahoc County, ME
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,105$13,260$44,20015.1%
1-Bedroom Apartment$1,264$15,168$50,56017.3%
2-Bedroom ApartmentBenchmark$1,577$18,924$63,08021.6%
3-Bedroom Home$2,193$26,316$87,72030%
4-Bedroom Home$2,645$31,740$105,80036.1%

See dedicated rental breakdown for Sagadahoc County, ME →

50/30/20 Living Budget in Sagadahoc County, ME

Based on the local median household income of $87,806/year ($7,317/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,659/moRent ($1,577 2-BR), utilities (~$266/mo), groceries, transit
Wants (30%)$2,195/moDiscretionary spending: dining, leisure, recreation at 101.9 RPP price level
Savings & Debt (20%)$1,463/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Maine

Explore net income after federal income tax, FICA, and Maine state income tax based on the local median baseline.

$87,806
$35,000$180,000
Filing status:
Gross salary breakdown$87,806
Net 76%
Fed 12%
ME 5%
FICA 8%
Annual take-home$66,345After all taxes
Monthly deposit$5,529Estimated per month
Biweekly paycheck$2,552Every 2 weeks (26/yr)
Effective tax rate24.4%Total tax burden
Federal income tax$10,487 / yr
Maine state income tax$4,257 / yr
FICA (Social Security & Medicare)$6,717 / yr

Compare earnings and living costs across Maine with official federal datasets:

Frequently Asked Questions About Living in Sagadahoc County, ME

What is the median household income in Sagadahoc County, ME?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sagadahoc County, ME is $87,806 per year (approximately $7,317 per month).

What is the average rent in Sagadahoc County, ME?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Sagadahoc County, ME are $1,105 for a studio, $1,264 for 1 bedroom, $1,577 for 2 bedrooms, $2,193 for 3 bedrooms, and $2,645 for 4 bedrooms.

How does the cost of living in Sagadahoc County, ME compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Sagadahoc County, ME is 101.9 (1.9% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Sagadahoc County, ME?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,577/month) in Sagadahoc County, ME requires a minimum gross household income of $63,080 per year ($5,257 per month).

What is a balanced 50/30/20 monthly budget in Sagadahoc County, ME?

For a typical household earning the median income of $87,806/year ($7,317/month) in Sagadahoc County, ME, a balanced 50/30/20 budget allocates $3,659/month to essential needs (rent, utilities, groceries), $2,195/month to discretionary spending, and $1,463/month to savings and debt repayment.

What are typical electricity and utility costs in Sagadahoc County, ME?

Residential electricity rates in Maine average 29.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $266 per month.