Vermont · 2026 Federal Benchmarks

Cost of Living in Rutland County, VT

The median household in Rutland County, VT earns $68,616 a year ($5,718/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,345/month under HUD Fair Market Rents, requiring an annual income of at least $53,800 under the federal 30% housing rule, with overall consumer prices sitting 2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$68,616$5,718 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,345HUD FY2026 Fair Market Rent
Price Parity (RPP)98.0-2% vs national baseline
Electricity Rate24.4¢per kWh · EIA Residential VT
Census Population60,425Official resident count

Fair market rent & 30% rule in Rutland County, VT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,345Monthly market rent
Share of gross income23.5%Recommended max: 30%
Annual income needed$53,800To meet the 30% standard
Max affordable rent$1,715At 30% of $68,616
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Rutland County, VT

Official FY2026 HUD Fair Market Rents for Rutland County, VT. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Rutland County, VT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,019$12,228$40,76017.8%
1-Bedroom Apartment$1,026$12,312$41,04017.9%
2-Bedroom ApartmentBenchmark$1,345$16,140$53,80023.5%
3-Bedroom Home$1,638$19,656$65,52028.6%
4-Bedroom Home$1,987$23,844$79,48034.7%

See dedicated rental breakdown for Rutland County, VT →

50/30/20 Living Budget in Rutland County, VT

Based on the local median household income of $68,616/year ($5,718/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,859/moRent ($1,345 2-BR), utilities (~$220/mo), groceries, transit
Wants (30%)$1,715/moDiscretionary spending: dining, leisure, recreation at 98.0 RPP price level
Savings & Debt (20%)$1,144/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Vermont

Explore net income after federal income tax, FICA, and Vermont state income tax based on the local median baseline.

$68,616
$25,000$140,000
Filing status:
Gross salary breakdown$68,616
Net 80%
Fed 9%
VT 3%
FICA 8%
Annual take-home$55,033After all taxes
Monthly deposit$4,586Estimated per month
Biweekly paycheck$2,117Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$6,266 / yr
Vermont state income tax$2,069 / yr
FICA (Social Security & Medicare)$5,249 / yr

Compare earnings and living costs across Vermont with official federal datasets:

Frequently Asked Questions About Living in Rutland County, VT

What is the median household income in Rutland County, VT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Rutland County, VT is $68,616 per year (approximately $5,718 per month).

What is the average rent in Rutland County, VT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Rutland County, VT are $1,019 for a studio, $1,026 for 1 bedroom, $1,345 for 2 bedrooms, $1,638 for 3 bedrooms, and $1,987 for 4 bedrooms.

How does the cost of living in Rutland County, VT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Rutland County, VT is 98.0 (2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Rutland County, VT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,345/month) in Rutland County, VT requires a minimum gross household income of $53,800 per year ($4,483 per month).

What is a balanced 50/30/20 monthly budget in Rutland County, VT?

For a typical household earning the median income of $68,616/year ($5,718/month) in Rutland County, VT, a balanced 50/30/20 budget allocates $2,859/month to essential needs (rent, utilities, groceries), $1,715/month to discretionary spending, and $1,144/month to savings and debt repayment.

What are typical electricity and utility costs in Rutland County, VT?

Residential electricity rates in Vermont average 24.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $220 per month.