Kentucky · 2026 Federal Benchmarks

Cost of Living in Robertson County, KY

The median household in Robertson County, KY earns $51,830 a year ($4,319/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $866/month under HUD Fair Market Rents, requiring an annual income of at least $34,640 under the federal 30% housing rule, with overall consumer prices sitting 9.8% below the national baseline.

Key Economic Benchmarks

Median Household Income

$51,830$4,319 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$866HUD FY2026 Fair Market Rent
Price Parity (RPP)90.2-9.8% vs national baseline
Electricity Rate14.3¢per kWh · EIA Residential KY
Census Population2,283Official resident count

Fair market rent & 30% rule in Robertson County, KY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$866Monthly market rent
Share of gross income20.1%Recommended max: 30%
Annual income needed$34,640To meet the 30% standard
Max affordable rent$1,296At 30% of $51,830
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Robertson County, KY

Official FY2026 HUD Fair Market Rents for Robertson County, KY. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Robertson County, KY
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$619$7,428$24,76014.3%
1-Bedroom Apartment$660$7,920$26,40015.3%
2-Bedroom ApartmentBenchmark$866$10,392$34,64020.1%
3-Bedroom Home$1,081$12,972$43,24025%
4-Bedroom Home$1,209$14,508$48,36028%

See dedicated rental breakdown for Robertson County, KY →

50/30/20 Living Budget in Robertson County, KY

Based on the local median household income of $51,830/year ($4,319/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,160/moRent ($866 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,296/moDiscretionary spending: dining, leisure, recreation at 90.2 RPP price level
Savings & Debt (20%)$864/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Kentucky

Explore net income after federal income tax, FICA, and Kentucky state income tax based on the local median baseline.

$51,830
$20,000$105,000
Filing status:
Gross salary breakdown$51,830
Net 81%
Fed 8%
KY 3%
FICA 8%
Annual take-home$42,129After all taxes
Monthly deposit$3,511Estimated per month
Biweekly paycheck$1,620Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$4,040 / yr
Kentucky state income tax$1,696 / yr
FICA (Social Security & Medicare)$3,965 / yr

Compare earnings and living costs across Kentucky with official federal datasets:

Frequently Asked Questions About Living in Robertson County, KY

What is the median household income in Robertson County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Robertson County, KY is $51,830 per year (approximately $4,319 per month).

What is the average rent in Robertson County, KY?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Robertson County, KY are $619 for a studio, $660 for 1 bedroom, $866 for 2 bedrooms, $1,081 for 3 bedrooms, and $1,209 for 4 bedrooms.

How does the cost of living in Robertson County, KY compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Robertson County, KY is 90.2 (9.8% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Robertson County, KY?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($866/month) in Robertson County, KY requires a minimum gross household income of $34,640 per year ($2,887 per month).

What is a balanced 50/30/20 monthly budget in Robertson County, KY?

For a typical household earning the median income of $51,830/year ($4,319/month) in Robertson County, KY, a balanced 50/30/20 budget allocates $2,160/month to essential needs (rent, utilities, groceries), $1,296/month to discretionary spending, and $864/month to savings and debt repayment.

What are typical electricity and utility costs in Robertson County, KY?

Residential electricity rates in Kentucky average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $128 per month.