South Dakota · 2026 Federal Benchmarks

Cost of Living in Roberts County, SD

The median household in Roberts County, SD earns $65,130 a year ($5,428/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $929/month under HUD Fair Market Rents, requiring an annual income of at least $37,160 under the federal 30% housing rule, with overall consumer prices sitting 11.4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$65,130$5,428 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$929HUD FY2026 Fair Market Rent
Price Parity (RPP)88.6-11.4% vs national baseline
Electricity Rate15.4¢per kWh · EIA Residential SD
Census Population10,221Official resident count

Fair market rent & 30% rule in Roberts County, SD

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$929Monthly market rent
Share of gross income17.1%Recommended max: 30%
Annual income needed$37,160To meet the 30% standard
Max affordable rent$1,628At 30% of $65,130
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Roberts County, SD

Official FY2026 HUD Fair Market Rents for Roberts County, SD. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Roberts County, SD
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$641$7,692$25,64011.8%
1-Bedroom Apartment$799$9,588$31,96014.7%
2-Bedroom ApartmentBenchmark$929$11,148$37,16017.1%
3-Bedroom Home$1,234$14,808$49,36022.7%
4-Bedroom Home$1,558$18,696$62,32028.7%

See dedicated rental breakdown for Roberts County, SD →

50/30/20 Living Budget in Roberts County, SD

Based on the local median household income of $65,130/year ($5,428/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,714/moRent ($929 2-BR), utilities (~$138/mo), groceries, transit
Wants (30%)$1,628/moDiscretionary spending: dining, leisure, recreation at 88.6 RPP price level
Savings & Debt (20%)$1,086/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in South Dakota

Explore net income after federal income tax, FICA, and South Dakota state income tax based on the local median baseline.

$65,130
$25,000$135,000
Filing status:
Gross salary breakdown$65,130
Net 84%
Fed 9%
FICA 8%
Annual take-home$54,512After all taxes
Monthly deposit$4,543Estimated per month
Biweekly paycheck$2,097Every 2 weeks (26/yr)
Effective tax rate16.3%Total tax burden
Federal income tax$5,636 / yr
South Dakota state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,982 / yr

Compare earnings and living costs across South Dakota with official federal datasets:

Frequently Asked Questions About Living in Roberts County, SD

What is the median household income in Roberts County, SD?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Roberts County, SD is $65,130 per year (approximately $5,428 per month).

What is the average rent in Roberts County, SD?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Roberts County, SD are $641 for a studio, $799 for 1 bedroom, $929 for 2 bedrooms, $1,234 for 3 bedrooms, and $1,558 for 4 bedrooms.

How does the cost of living in Roberts County, SD compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Roberts County, SD is 88.6 (11.4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Roberts County, SD?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($929/month) in Roberts County, SD requires a minimum gross household income of $37,160 per year ($3,097 per month).

What is a balanced 50/30/20 monthly budget in Roberts County, SD?

For a typical household earning the median income of $65,130/year ($5,428/month) in Roberts County, SD, a balanced 50/30/20 budget allocates $2,714/month to essential needs (rent, utilities, groceries), $1,628/month to discretionary spending, and $1,086/month to savings and debt repayment.

What are typical electricity and utility costs in Roberts County, SD?

Residential electricity rates in South Dakota average 15.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $138 per month.