Arkansas · 2026 Federal Benchmarks

Cost of Living in Poinsett County, AR

The median household in Poinsett County, AR earns $46,707 a year ($3,892/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $880/month under HUD Fair Market Rents, requiring an annual income of at least $35,200 under the federal 30% housing rule, with overall consumer prices sitting 14.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$46,707$3,892 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$880HUD FY2026 Fair Market Rent
Price Parity (RPP)85.9-14.1% vs national baseline
Electricity Rate14.1¢per kWh · EIA Residential AR
Census Population22,543Official resident count

Fair market rent & 30% rule in Poinsett County, AR

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$880Monthly market rent
Share of gross income22.6%Recommended max: 30%
Annual income needed$35,200To meet the 30% standard
Max affordable rent$1,168At 30% of $46,707
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Poinsett County, AR

Official FY2026 HUD Fair Market Rents for Poinsett County, AR HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Poinsett County, AR
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$681$8,172$27,24017.5%
1-Bedroom Apartment$685$8,220$27,40017.6%
2-Bedroom ApartmentBenchmark$880$10,560$35,20022.6%
3-Bedroom Home$1,161$13,932$46,44029.8%
4-Bedroom Home$1,165$13,980$46,60029.9%

See dedicated rental breakdown for Poinsett County, AR →

50/30/20 Living Budget in Poinsett County, AR

Based on the local median household income of $46,707/year ($3,892/month), here is how a balanced budget allocates expenses:

Needs (50%)$1,946/moRent ($880 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,168/moDiscretionary spending: dining, leisure, recreation at 85.9 RPP price level
Savings & Debt (20%)$778/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Arkansas

Explore net income after federal income tax, FICA, and Arkansas state income tax based on the local median baseline.

$46,707
$15,000$95,000
Filing status:
Gross salary breakdown$46,707
Net 82%
Fed 7%
AR 3%
FICA 8%
Annual take-home$38,433After all taxes
Monthly deposit$3,203Estimated per month
Biweekly paycheck$1,478Every 2 weeks (26/yr)
Effective tax rate17.7%Total tax burden
Federal income tax$3,425 / yr
Arkansas state income tax$1,276 / yr
FICA (Social Security & Medicare)$3,573 / yr

Compare earnings and living costs across Arkansas with official federal datasets:

Frequently Asked Questions About Living in Poinsett County, AR

What is the median household income in Poinsett County, AR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Poinsett County, AR is $46,707 per year (approximately $3,892 per month).

What is the average rent in Poinsett County, AR?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Poinsett County, AR are $681 for a studio, $685 for 1 bedroom, $880 for 2 bedrooms, $1,161 for 3 bedrooms, and $1,165 for 4 bedrooms.

How does the cost of living in Poinsett County, AR compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Poinsett County, AR is 85.9 (14.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Poinsett County, AR?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($880/month) in Poinsett County, AR requires a minimum gross household income of $35,200 per year ($2,933 per month).

What is a balanced 50/30/20 monthly budget in Poinsett County, AR?

For a typical household earning the median income of $46,707/year ($3,892/month) in Poinsett County, AR, a balanced 50/30/20 budget allocates $1,946/month to essential needs (rent, utilities, groceries), $1,168/month to discretionary spending, and $778/month to savings and debt repayment.

What are typical electricity and utility costs in Poinsett County, AR?

Residential electricity rates in Arkansas average 14.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $127 per month.