Iowa · 2026 Federal Benchmarks

Cost of Living in Pocahontas County, IA

The median household in Pocahontas County, IA earns $61,875 a year ($5,156/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $919/month under HUD Fair Market Rents, requiring an annual income of at least $36,760 under the federal 30% housing rule, with overall consumer prices sitting 12.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$61,875$5,156 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$919HUD FY2026 Fair Market Rent
Price Parity (RPP)87.8-12.2% vs national baseline
Electricity Rate15.9¢per kWh · EIA Residential IA
Census Population7,046Official resident count

Fair market rent & 30% rule in Pocahontas County, IA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$919Monthly market rent
Share of gross income17.8%Recommended max: 30%
Annual income needed$36,760To meet the 30% standard
Max affordable rent$1,547At 30% of $61,875
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Pocahontas County, IA

Official FY2026 HUD Fair Market Rents for Pocahontas County, IA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Pocahontas County, IA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$658$7,896$26,32012.8%
1-Bedroom Apartment$700$8,400$28,00013.6%
2-Bedroom ApartmentBenchmark$919$11,028$36,76017.8%
3-Bedroom Home$1,125$13,500$45,00021.8%
4-Bedroom Home$1,217$14,604$48,68023.6%

See dedicated rental breakdown for Pocahontas County, IA →

50/30/20 Living Budget in Pocahontas County, IA

Based on the local median household income of $61,875/year ($5,156/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,578/moRent ($919 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,547/moDiscretionary spending: dining, leisure, recreation at 87.8 RPP price level
Savings & Debt (20%)$1,031/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Iowa

Explore net income after federal income tax, FICA, and Iowa state income tax based on the local median baseline.

$61,875
$20,000$125,000
Filing status:
Gross salary breakdown$61,875
Net 81%
Fed 8%
IA 3%
FICA 8%
Annual take-home$50,197After all taxes
Monthly deposit$4,183Estimated per month
Biweekly paycheck$1,931Every 2 weeks (26/yr)
Effective tax rate18.9%Total tax burden
Federal income tax$5,245 / yr
Iowa state income tax$1,699 / yr
FICA (Social Security & Medicare)$4,733 / yr

Compare earnings and living costs across Iowa with official federal datasets:

Frequently Asked Questions About Living in Pocahontas County, IA

What is the median household income in Pocahontas County, IA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pocahontas County, IA is $61,875 per year (approximately $5,156 per month).

What is the average rent in Pocahontas County, IA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Pocahontas County, IA are $658 for a studio, $700 for 1 bedroom, $919 for 2 bedrooms, $1,125 for 3 bedrooms, and $1,217 for 4 bedrooms.

How does the cost of living in Pocahontas County, IA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Pocahontas County, IA is 87.8 (12.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Pocahontas County, IA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($919/month) in Pocahontas County, IA requires a minimum gross household income of $36,760 per year ($3,063 per month).

What is a balanced 50/30/20 monthly budget in Pocahontas County, IA?

For a typical household earning the median income of $61,875/year ($5,156/month) in Pocahontas County, IA, a balanced 50/30/20 budget allocates $2,578/month to essential needs (rent, utilities, groceries), $1,547/month to discretionary spending, and $1,031/month to savings and debt repayment.

What are typical electricity and utility costs in Pocahontas County, IA?

Residential electricity rates in Iowa average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.