West Virginia · 2026 Federal Benchmarks

Cost of Living in Pendleton County, WV

The median household in Pendleton County, WV earns $64,931 a year ($5,411/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $869/month under HUD Fair Market Rents, requiring an annual income of at least $34,760 under the federal 30% housing rule, with overall consumer prices sitting 10.5% below the national baseline.

Key Economic Benchmarks

Median Household Income

$64,931$5,411 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$869HUD FY2026 Fair Market Rent
Price Parity (RPP)89.5-10.5% vs national baseline
Electricity Rate15.5¢per kWh · EIA Residential WV
Census Population6,043Official resident count

Fair market rent & 30% rule in Pendleton County, WV

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$869Monthly market rent
Share of gross income16.1%Recommended max: 30%
Annual income needed$34,760To meet the 30% standard
Max affordable rent$1,623At 30% of $64,931
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Pendleton County, WV

Official FY2026 HUD Fair Market Rents for Pendleton County, WV. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Pendleton County, WV
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$667$8,004$26,68012.3%
1-Bedroom Apartment$706$8,472$28,24013%
2-Bedroom ApartmentBenchmark$869$10,428$34,76016.1%
3-Bedroom Home$1,209$14,508$48,36022.3%
4-Bedroom Home$1,219$14,628$48,76022.5%

See dedicated rental breakdown for Pendleton County, WV →

50/30/20 Living Budget in Pendleton County, WV

Based on the local median household income of $64,931/year ($5,411/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,705/moRent ($869 2-BR), utilities (~$139/mo), groceries, transit
Wants (30%)$1,623/moDiscretionary spending: dining, leisure, recreation at 89.5 RPP price level
Savings & Debt (20%)$1,082/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in West Virginia

Explore net income after federal income tax, FICA, and West Virginia state income tax based on the local median baseline.

$64,931
$25,000$130,000
Filing status:
Gross salary breakdown$64,931
Net 80%
Fed 9%
WV 3%
FICA 8%
Annual take-home$52,267After all taxes
Monthly deposit$4,356Estimated per month
Biweekly paycheck$2,010Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$5,612 / yr
West Virginia state income tax$2,085 / yr
FICA (Social Security & Medicare)$4,967 / yr

Compare earnings and living costs across West Virginia with official federal datasets:

Frequently Asked Questions About Living in Pendleton County, WV

What is the median household income in Pendleton County, WV?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pendleton County, WV is $64,931 per year (approximately $5,411 per month).

What is the average rent in Pendleton County, WV?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Pendleton County, WV are $667 for a studio, $706 for 1 bedroom, $869 for 2 bedrooms, $1,209 for 3 bedrooms, and $1,219 for 4 bedrooms.

How does the cost of living in Pendleton County, WV compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Pendleton County, WV is 89.5 (10.5% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Pendleton County, WV?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($869/month) in Pendleton County, WV requires a minimum gross household income of $34,760 per year ($2,897 per month).

What is a balanced 50/30/20 monthly budget in Pendleton County, WV?

For a typical household earning the median income of $64,931/year ($5,411/month) in Pendleton County, WV, a balanced 50/30/20 budget allocates $2,705/month to essential needs (rent, utilities, groceries), $1,623/month to discretionary spending, and $1,082/month to savings and debt repayment.

What are typical electricity and utility costs in Pendleton County, WV?

Residential electricity rates in West Virginia average 15.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $139 per month.