Key Economic Benchmarks
Median Household Income
$58,135$4,845 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Pearl River County, MS
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Pearl River County, MS
Official FY2026 HUD Fair Market Rents for Pearl River County, MS. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $821 | $9,852 | $32,840 | 16.9% |
| 1-Bedroom Apartment | $857 | $10,284 | $34,280 | 17.7% |
| 2-Bedroom ApartmentBenchmark | $949 | $11,388 | $37,960 | 19.6% |
| 3-Bedroom Home | $1,315 | $15,780 | $52,600 | 27.1% |
| 4-Bedroom Home | $1,320 | $15,840 | $52,800 | 27.2% |
50/30/20 Living Budget in Pearl River County, MS
Based on the local median household income of $58,135/year ($4,845/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Mississippi
Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Mississippi with official federal datasets:
Frequently Asked Questions About Living in Pearl River County, MS
What is the median household income in Pearl River County, MS?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pearl River County, MS is $58,135 per year (approximately $4,845 per month).
What is the average rent in Pearl River County, MS?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Pearl River County, MS are $821 for a studio, $857 for 1 bedroom, $949 for 2 bedrooms, $1,315 for 3 bedrooms, and $1,320 for 4 bedrooms.
How does the cost of living in Pearl River County, MS compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Pearl River County, MS is 87.0 (13% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Pearl River County, MS?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($949/month) in Pearl River County, MS requires a minimum gross household income of $37,960 per year ($3,163 per month).
What is a balanced 50/30/20 monthly budget in Pearl River County, MS?
For a typical household earning the median income of $58,135/year ($4,845/month) in Pearl River County, MS, a balanced 50/30/20 budget allocates $2,422/month to essential needs (rent, utilities, groceries), $1,453/month to discretionary spending, and $969/month to savings and debt repayment.
What are typical electricity and utility costs in Pearl River County, MS?
Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.