Key Economic Benchmarks
Median Household Income
$59,717$4,976 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Pamlico County, NC
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Pamlico County, NC
Official FY2026 HUD Fair Market Rents for Pamlico County, NC. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $861 | $10,332 | $34,440 | 17.3% |
| 1-Bedroom Apartment | $866 | $10,392 | $34,640 | 17.4% |
| 2-Bedroom ApartmentBenchmark | $1,077 | $12,924 | $43,080 | 21.6% |
| 3-Bedroom Home | $1,291 | $15,492 | $51,640 | 25.9% |
| 4-Bedroom Home | $1,618 | $19,416 | $64,720 | 32.5% |
50/30/20 Living Budget in Pamlico County, NC
Based on the local median household income of $59,717/year ($4,976/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in North Carolina
Explore net income after federal income tax, FICA, and North Carolina state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across North Carolina with official federal datasets:
Frequently Asked Questions About Living in Pamlico County, NC
What is the median household income in Pamlico County, NC?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pamlico County, NC is $59,717 per year (approximately $4,976 per month).
What is the average rent in Pamlico County, NC?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Pamlico County, NC are $861 for a studio, $866 for 1 bedroom, $1,077 for 2 bedrooms, $1,291 for 3 bedrooms, and $1,618 for 4 bedrooms.
How does the cost of living in Pamlico County, NC compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Pamlico County, NC is 94.3 (5.7% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Pamlico County, NC?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,077/month) in Pamlico County, NC requires a minimum gross household income of $43,080 per year ($3,590 per month).
What is a balanced 50/30/20 monthly budget in Pamlico County, NC?
For a typical household earning the median income of $59,717/year ($4,976/month) in Pamlico County, NC, a balanced 50/30/20 budget allocates $2,488/month to essential needs (rent, utilities, groceries), $1,493/month to discretionary spending, and $995/month to savings and debt repayment.
What are typical electricity and utility costs in Pamlico County, NC?
Residential electricity rates in North Carolina average 14.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $133 per month.