Wisconsin · 2026 Federal Benchmarks

Cost of Living in Ozaukee County, WI

The median household in Ozaukee County, WI earns $96,996 a year ($8,083/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,338/month under HUD Fair Market Rents, requiring an annual income of at least $53,520 under the federal 30% housing rule, with overall consumer prices sitting 3.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$96,996$8,083 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,338HUD FY2026 Fair Market Rent
Price Parity (RPP)96.9-3.1% vs national baseline
Electricity Rate19.6¢per kWh · EIA Residential WI
Census Population92,966Official resident count

Fair market rent & 30% rule in Ozaukee County, WI

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,338Monthly market rent
Share of gross income16.6%Recommended max: 30%
Annual income needed$53,520To meet the 30% standard
Max affordable rent$2,425At 30% of $96,996
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Ozaukee County, WI

Official FY2026 HUD Fair Market Rents for Milwaukee-Waukesha, WI MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Ozaukee County, WI
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,027$12,324$41,08012.7%
1-Bedroom Apartment$1,119$13,428$44,76013.8%
2-Bedroom ApartmentBenchmark$1,338$16,056$53,52016.6%
3-Bedroom Home$1,648$19,776$65,92020.4%
4-Bedroom Home$1,784$21,408$71,36022.1%

See dedicated rental breakdown for Ozaukee County, WI →

50/30/20 Living Budget in Ozaukee County, WI

Based on the local median household income of $96,996/year ($8,083/month), here is how a balanced budget allocates expenses:

Needs (50%)$4,042/moRent ($1,338 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$2,425/moDiscretionary spending: dining, leisure, recreation at 96.9 RPP price level
Savings & Debt (20%)$1,617/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Wisconsin

Explore net income after federal income tax, FICA, and Wisconsin state income tax based on the local median baseline.

$96,996
$35,000$195,000
Filing status:
Gross salary breakdown$96,996
Net 75%
Fed 13%
WI 4%
FICA 8%
Annual take-home$72,817After all taxes
Monthly deposit$6,068Estimated per month
Biweekly paycheck$2,801Every 2 weeks (26/yr)
Effective tax rate24.9%Total tax burden
Federal income tax$12,509 / yr
Wisconsin state income tax$4,249 / yr
FICA (Social Security & Medicare)$7,420 / yr

Compare earnings and living costs across Wisconsin with official federal datasets:

Frequently Asked Questions About Living in Ozaukee County, WI

What is the median household income in Ozaukee County, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ozaukee County, WI is $96,996 per year (approximately $8,083 per month).

What is the average rent in Ozaukee County, WI?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Ozaukee County, WI are $1,027 for a studio, $1,119 for 1 bedroom, $1,338 for 2 bedrooms, $1,648 for 3 bedrooms, and $1,784 for 4 bedrooms.

How does the cost of living in Ozaukee County, WI compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Ozaukee County, WI is 96.9 (3.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Ozaukee County, WI?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,338/month) in Ozaukee County, WI requires a minimum gross household income of $53,520 per year ($4,460 per month).

What is a balanced 50/30/20 monthly budget in Ozaukee County, WI?

For a typical household earning the median income of $96,996/year ($8,083/month) in Ozaukee County, WI, a balanced 50/30/20 budget allocates $4,042/month to essential needs (rent, utilities, groceries), $2,425/month to discretionary spending, and $1,617/month to savings and debt repayment.

What are typical electricity and utility costs in Ozaukee County, WI?

Residential electricity rates in Wisconsin average 19.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $176 per month.