Wisconsin · 2026 Federal Benchmarks

Cost of Living in Oneida County, WI

The median household in Oneida County, WI earns $69,371 a year ($5,781/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,013/month under HUD Fair Market Rents, requiring an annual income of at least $40,520 under the federal 30% housing rule, with overall consumer prices sitting 5.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$69,371$5,781 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,013HUD FY2026 Fair Market Rent
Price Parity (RPP)94.1-5.9% vs national baseline
Electricity Rate19.6¢per kWh · EIA Residential WI
Census Population38,167Official resident count

Fair market rent & 30% rule in Oneida County, WI

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,013Monthly market rent
Share of gross income17.5%Recommended max: 30%
Annual income needed$40,520To meet the 30% standard
Max affordable rent$1,734At 30% of $69,371
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Oneida County, WI

Official FY2026 HUD Fair Market Rents for Oneida County, WI. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Oneida County, WI
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$719$8,628$28,76012.4%
1-Bedroom Apartment$887$10,644$35,48015.3%
2-Bedroom ApartmentBenchmark$1,013$12,156$40,52017.5%
3-Bedroom Home$1,215$14,580$48,60021%
4-Bedroom Home$1,455$17,460$58,20025.2%

See dedicated rental breakdown for Oneida County, WI →

50/30/20 Living Budget in Oneida County, WI

Based on the local median household income of $69,371/year ($5,781/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,890/moRent ($1,013 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,734/moDiscretionary spending: dining, leisure, recreation at 94.1 RPP price level
Savings & Debt (20%)$1,156/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Wisconsin

Explore net income after federal income tax, FICA, and Wisconsin state income tax based on the local median baseline.

$69,371
$25,000$140,000
Filing status:
Gross salary breakdown$69,371
Net 79%
Fed 9%
WI 4%
FICA 8%
Annual take-home$55,023After all taxes
Monthly deposit$4,585Estimated per month
Biweekly paycheck$2,116Every 2 weeks (26/yr)
Effective tax rate20.7%Total tax burden
Federal income tax$6,432 / yr
Wisconsin state income tax$2,609 / yr
FICA (Social Security & Medicare)$5,307 / yr

Compare earnings and living costs across Wisconsin with official federal datasets:

Frequently Asked Questions About Living in Oneida County, WI

What is the median household income in Oneida County, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Oneida County, WI is $69,371 per year (approximately $5,781 per month).

What is the average rent in Oneida County, WI?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Oneida County, WI are $719 for a studio, $887 for 1 bedroom, $1,013 for 2 bedrooms, $1,215 for 3 bedrooms, and $1,455 for 4 bedrooms.

How does the cost of living in Oneida County, WI compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Oneida County, WI is 94.1 (5.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Oneida County, WI?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,013/month) in Oneida County, WI requires a minimum gross household income of $40,520 per year ($3,377 per month).

What is a balanced 50/30/20 monthly budget in Oneida County, WI?

For a typical household earning the median income of $69,371/year ($5,781/month) in Oneida County, WI, a balanced 50/30/20 budget allocates $2,890/month to essential needs (rent, utilities, groceries), $1,734/month to discretionary spending, and $1,156/month to savings and debt repayment.

What are typical electricity and utility costs in Oneida County, WI?

Residential electricity rates in Wisconsin average 19.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $176 per month.