Wyoming · 2026 Federal Benchmarks

Cost of Living in Niobrara County, WY

The median household in Niobrara County, WY earns $64,113 a year ($5,343/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,186/month under HUD Fair Market Rents, requiring an annual income of at least $47,440 under the federal 30% housing rule, with overall consumer prices sitting 7.3% below the national baseline.

Key Economic Benchmarks

Median Household Income

$64,113$5,343 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,186HUD FY2026 Fair Market Rent
Price Parity (RPP)92.7-7.3% vs national baseline
Electricity Rate15.2¢per kWh · EIA Residential WY
Census Population2,368Official resident count

Fair market rent & 30% rule in Niobrara County, WY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,186Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$47,440To meet the 30% standard
Max affordable rent$1,603At 30% of $64,113
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Niobrara County, WY

Official FY2026 HUD Fair Market Rents for Niobrara County, WY. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Niobrara County, WY
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$904$10,848$36,16016.9%
1-Bedroom Apartment$910$10,920$36,40017%
2-Bedroom ApartmentBenchmark$1,186$14,232$47,44022.2%
3-Bedroom Home$1,632$19,584$65,28030.5%
4-Bedroom Home$1,959$23,508$78,36036.7%

See dedicated rental breakdown for Niobrara County, WY →

50/30/20 Living Budget in Niobrara County, WY

Based on the local median household income of $64,113/year ($5,343/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,671/moRent ($1,186 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,603/moDiscretionary spending: dining, leisure, recreation at 92.7 RPP price level
Savings & Debt (20%)$1,069/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Wyoming

Explore net income after federal income tax, FICA, and Wyoming state income tax based on the local median baseline.

$64,113
$25,000$130,000
Filing status:
Gross salary breakdown$64,113
Net 84%
Fed 9%
FICA 8%
Annual take-home$53,695After all taxes
Monthly deposit$4,475Estimated per month
Biweekly paycheck$2,065Every 2 weeks (26/yr)
Effective tax rate16.3%Total tax burden
Federal income tax$5,514 / yr
Wyoming state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,905 / yr

Compare earnings and living costs across Wyoming with official federal datasets:

Frequently Asked Questions About Living in Niobrara County, WY

What is the median household income in Niobrara County, WY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Niobrara County, WY is $64,113 per year (approximately $5,343 per month).

What is the average rent in Niobrara County, WY?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Niobrara County, WY are $904 for a studio, $910 for 1 bedroom, $1,186 for 2 bedrooms, $1,632 for 3 bedrooms, and $1,959 for 4 bedrooms.

How does the cost of living in Niobrara County, WY compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Niobrara County, WY is 92.7 (7.3% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Niobrara County, WY?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,186/month) in Niobrara County, WY requires a minimum gross household income of $47,440 per year ($3,953 per month).

What is a balanced 50/30/20 monthly budget in Niobrara County, WY?

For a typical household earning the median income of $64,113/year ($5,343/month) in Niobrara County, WY, a balanced 50/30/20 budget allocates $2,671/month to essential needs (rent, utilities, groceries), $1,603/month to discretionary spending, and $1,069/month to savings and debt repayment.

What are typical electricity and utility costs in Niobrara County, WY?

Residential electricity rates in Wyoming average 15.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $137 per month.