Montana · 2026 Federal Benchmarks

Cost of Living in Musselshell County, MT

The median household in Musselshell County, MT earns $58,920 a year ($4,910/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,344/month under HUD Fair Market Rents, requiring an annual income of at least $53,760 under the federal 30% housing rule, with overall consumer prices sitting 5.4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$58,920$4,910 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,344HUD FY2026 Fair Market Rent
Price Parity (RPP)94.6-5.4% vs national baseline
Electricity Rate15.1¢per kWh · EIA Residential MT
Census Population5,152Official resident count

Fair market rent & 30% rule in Musselshell County, MT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,344Monthly market rent
Share of gross income27.4%Recommended max: 30%
Annual income needed$53,760To meet the 30% standard
Max affordable rent$1,473At 30% of $58,920
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Musselshell County, MT

Official FY2026 HUD Fair Market Rents for Musselshell County, MT. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Musselshell County, MT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,007$12,084$40,28020.5%
1-Bedroom Apartment$1,226$14,712$49,04025%
2-Bedroom ApartmentBenchmark$1,344$16,128$53,76027.4%
3-Bedroom Home$1,869$22,428$74,76038.1%
4-Bedroom Home$2,255$27,060$90,20045.9%

See dedicated rental breakdown for Musselshell County, MT →

50/30/20 Living Budget in Musselshell County, MT

Based on the local median household income of $58,920/year ($4,910/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,455/moRent ($1,344 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,473/moDiscretionary spending: dining, leisure, recreation at 94.6 RPP price level
Savings & Debt (20%)$982/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Montana

Explore net income after federal income tax, FICA, and Montana state income tax based on the local median baseline.

$58,920
$20,000$120,000
Filing status:
Gross salary breakdown$58,920
Net 81%
Fed 8%
MT 3%
FICA 8%
Annual take-home$47,510After all taxes
Monthly deposit$3,959Estimated per month
Biweekly paycheck$1,827Every 2 weeks (26/yr)
Effective tax rate19.4%Total tax burden
Federal income tax$4,890 / yr
Montana state income tax$2,013 / yr
FICA (Social Security & Medicare)$4,507 / yr

Compare earnings and living costs across Montana with official federal datasets:

Frequently Asked Questions About Living in Musselshell County, MT

What is the median household income in Musselshell County, MT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Musselshell County, MT is $58,920 per year (approximately $4,910 per month).

What is the average rent in Musselshell County, MT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Musselshell County, MT are $1,007 for a studio, $1,226 for 1 bedroom, $1,344 for 2 bedrooms, $1,869 for 3 bedrooms, and $2,255 for 4 bedrooms.

How does the cost of living in Musselshell County, MT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Musselshell County, MT is 94.6 (5.4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Musselshell County, MT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,344/month) in Musselshell County, MT requires a minimum gross household income of $53,760 per year ($4,480 per month).

What is a balanced 50/30/20 monthly budget in Musselshell County, MT?

For a typical household earning the median income of $58,920/year ($4,910/month) in Musselshell County, MT, a balanced 50/30/20 budget allocates $2,455/month to essential needs (rent, utilities, groceries), $1,473/month to discretionary spending, and $982/month to savings and debt repayment.

What are typical electricity and utility costs in Musselshell County, MT?

Residential electricity rates in Montana average 15.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $136 per month.