Key Economic Benchmarks
Median Household Income
$53,619$4,468 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Muskogee County, OK
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Muskogee County, OK
Official FY2026 HUD Fair Market Rents for Muskogee County, OK. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $717 | $8,604 | $28,680 | 16% |
| 1-Bedroom Apartment | $722 | $8,664 | $28,880 | 16.2% |
| 2-Bedroom ApartmentBenchmark | $947 | $11,364 | $37,880 | 21.2% |
| 3-Bedroom Home | $1,188 | $14,256 | $47,520 | 26.6% |
| 4-Bedroom Home | $1,461 | $17,532 | $58,440 | 32.7% |
50/30/20 Living Budget in Muskogee County, OK
Based on the local median household income of $53,619/year ($4,468/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Oklahoma
Explore net income after federal income tax, FICA, and Oklahoma state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Oklahoma with official federal datasets:
Frequently Asked Questions About Living in Muskogee County, OK
What is the median household income in Muskogee County, OK?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Muskogee County, OK is $53,619 per year (approximately $4,468 per month).
What is the average rent in Muskogee County, OK?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Muskogee County, OK are $717 for a studio, $722 for 1 bedroom, $947 for 2 bedrooms, $1,188 for 3 bedrooms, and $1,461 for 4 bedrooms.
How does the cost of living in Muskogee County, OK compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Muskogee County, OK is 87.8 (12.2% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Muskogee County, OK?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($947/month) in Muskogee County, OK requires a minimum gross household income of $37,880 per year ($3,157 per month).
What is a balanced 50/30/20 monthly budget in Muskogee County, OK?
For a typical household earning the median income of $53,619/year ($4,468/month) in Muskogee County, OK, a balanced 50/30/20 budget allocates $2,234/month to essential needs (rent, utilities, groceries), $1,340/month to discretionary spending, and $894/month to savings and debt repayment.
What are typical electricity and utility costs in Muskogee County, OK?
Residential electricity rates in Oklahoma average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $129 per month.