Iowa · 2026 Federal Benchmarks

Cost of Living in Muscatine County, IA

The median household in Muscatine County, IA earns $69,396 a year ($5,783/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,071/month under HUD Fair Market Rents, requiring an annual income of at least $42,840 under the federal 30% housing rule, with overall consumer prices sitting 12.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$69,396$5,783 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,071HUD FY2026 Fair Market Rent
Price Parity (RPP)87.8-12.2% vs national baseline
Electricity Rate15.9¢per kWh · EIA Residential IA
Census Population42,559Official resident count

Fair market rent & 30% rule in Muscatine County, IA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,071Monthly market rent
Share of gross income18.5%Recommended max: 30%
Annual income needed$42,840To meet the 30% standard
Max affordable rent$1,735At 30% of $69,396
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Muscatine County, IA

Official FY2026 HUD Fair Market Rents for Muscatine County, IA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Muscatine County, IA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$795$9,540$31,80013.7%
1-Bedroom Apartment$858$10,296$34,32014.8%
2-Bedroom ApartmentBenchmark$1,071$12,852$42,84018.5%
3-Bedroom Home$1,374$16,488$54,96023.8%
4-Bedroom Home$1,605$19,260$64,20027.8%

See dedicated rental breakdown for Muscatine County, IA →

50/30/20 Living Budget in Muscatine County, IA

Based on the local median household income of $69,396/year ($5,783/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,892/moRent ($1,071 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,735/moDiscretionary spending: dining, leisure, recreation at 87.8 RPP price level
Savings & Debt (20%)$1,157/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Iowa

Explore net income after federal income tax, FICA, and Iowa state income tax based on the local median baseline.

$69,396
$25,000$140,000
Filing status:
Gross salary breakdown$69,396
Net 80%
Fed 9%
IA 3%
FICA 8%
Annual take-home$55,665After all taxes
Monthly deposit$4,639Estimated per month
Biweekly paycheck$2,141Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$6,437 / yr
Iowa state income tax$1,985 / yr
FICA (Social Security & Medicare)$5,309 / yr

Compare earnings and living costs across Iowa with official federal datasets:

Frequently Asked Questions About Living in Muscatine County, IA

What is the median household income in Muscatine County, IA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Muscatine County, IA is $69,396 per year (approximately $5,783 per month).

What is the average rent in Muscatine County, IA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Muscatine County, IA are $795 for a studio, $858 for 1 bedroom, $1,071 for 2 bedrooms, $1,374 for 3 bedrooms, and $1,605 for 4 bedrooms.

How does the cost of living in Muscatine County, IA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Muscatine County, IA is 87.8 (12.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Muscatine County, IA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,071/month) in Muscatine County, IA requires a minimum gross household income of $42,840 per year ($3,570 per month).

What is a balanced 50/30/20 monthly budget in Muscatine County, IA?

For a typical household earning the median income of $69,396/year ($5,783/month) in Muscatine County, IA, a balanced 50/30/20 budget allocates $2,892/month to essential needs (rent, utilities, groceries), $1,735/month to discretionary spending, and $1,157/month to savings and debt repayment.

What are typical electricity and utility costs in Muscatine County, IA?

Residential electricity rates in Iowa average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.