North Dakota · 2026 Federal Benchmarks

Cost of Living in Mountrail County, ND

The median household in Mountrail County, ND earns $80,717 a year ($6,726/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,071/month under HUD Fair Market Rents, requiring an annual income of at least $42,840 under the federal 30% housing rule, with overall consumer prices sitting 11% below the national baseline.

Key Economic Benchmarks

Median Household Income

$80,717$6,726 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,071HUD FY2026 Fair Market Rent
Price Parity (RPP)89.0-11% vs national baseline
Electricity Rate14.1¢per kWh · EIA Residential ND
Census Population9,507Official resident count

Fair market rent & 30% rule in Mountrail County, ND

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,071Monthly market rent
Share of gross income15.9%Recommended max: 30%
Annual income needed$42,840To meet the 30% standard
Max affordable rent$2,018At 30% of $80,717
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Mountrail County, ND

Official FY2026 HUD Fair Market Rents for Mountrail County, ND. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Mountrail County, ND
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$738$8,856$29,52011%
1-Bedroom Apartment$850$10,200$34,00012.6%
2-Bedroom ApartmentBenchmark$1,071$12,852$42,84015.9%
3-Bedroom Home$1,386$16,632$55,44020.6%
4-Bedroom Home$1,505$18,060$60,20022.4%

See dedicated rental breakdown for Mountrail County, ND →

50/30/20 Living Budget in Mountrail County, ND

Based on the local median household income of $80,717/year ($6,726/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,363/moRent ($1,071 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$2,018/moDiscretionary spending: dining, leisure, recreation at 89.0 RPP price level
Savings & Debt (20%)$1,345/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in North Dakota

Explore net income after federal income tax, FICA, and North Dakota state income tax based on the local median baseline.

$80,717
$30,000$165,000
Filing status:
Gross salary breakdown$80,717
Net 81%
Fed 11%
ND 0%
FICA 8%
Annual take-home$65,300After all taxes
Monthly deposit$5,442Estimated per month
Biweekly paycheck$2,512Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$8,928 / yr
North Dakota state income tax$315 / yr
FICA (Social Security & Medicare)$6,175 / yr

Compare earnings and living costs across North Dakota with official federal datasets:

Frequently Asked Questions About Living in Mountrail County, ND

What is the median household income in Mountrail County, ND?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mountrail County, ND is $80,717 per year (approximately $6,726 per month).

What is the average rent in Mountrail County, ND?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Mountrail County, ND are $738 for a studio, $850 for 1 bedroom, $1,071 for 2 bedrooms, $1,386 for 3 bedrooms, and $1,505 for 4 bedrooms.

How does the cost of living in Mountrail County, ND compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Mountrail County, ND is 89.0 (11% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Mountrail County, ND?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,071/month) in Mountrail County, ND requires a minimum gross household income of $42,840 per year ($3,570 per month).

What is a balanced 50/30/20 monthly budget in Mountrail County, ND?

For a typical household earning the median income of $80,717/year ($6,726/month) in Mountrail County, ND, a balanced 50/30/20 budget allocates $3,363/month to essential needs (rent, utilities, groceries), $2,018/month to discretionary spending, and $1,345/month to savings and debt repayment.

What are typical electricity and utility costs in Mountrail County, ND?

Residential electricity rates in North Dakota average 14.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $127 per month.