Wisconsin · 2026 Federal Benchmarks

Cost of Living in Mount Pleasant, WI

The median household in Mount Pleasant, WI earns $91,616 a year ($7,635/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,235/month under HUD Fair Market Rents, requiring an annual income of at least $49,400 under the federal 30% housing rule, with overall consumer prices sitting 4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$91,616$7,635 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,235HUD FY2026 Fair Market Rent
Price Parity (RPP)96.0-4% vs national baseline
Electricity Rate19.6¢per kWh · EIA Residential WI
Census Population27,953Official resident count

Fair market rent & 30% rule in Mount Pleasant, WI

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,235Monthly market rent
Share of gross income16.2%Recommended max: 30%
Annual income needed$49,400To meet the 30% standard
Max affordable rent$2,290At 30% of $91,616
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Mount Pleasant, WI

Official FY2026 HUD Fair Market Rents for Racine-Mount Pleasant, WI MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Mount Pleasant, WI
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$851$10,212$34,04011.1%
1-Bedroom Apartment$988$11,856$39,52012.9%
2-Bedroom ApartmentBenchmark$1,235$14,820$49,40016.2%
3-Bedroom Home$1,592$19,104$63,68020.9%
4-Bedroom Home$1,962$23,544$78,48025.7%

See dedicated rental breakdown for Mount Pleasant, WI →

50/30/20 Living Budget in Mount Pleasant, WI

Based on the local median household income of $91,616/year ($7,635/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,817/moRent ($1,235 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$2,290/moDiscretionary spending: dining, leisure, recreation at 96.0 RPP price level
Savings & Debt (20%)$1,527/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Wisconsin

Explore net income after federal income tax, FICA, and Wisconsin state income tax based on the local median baseline.

$91,616
$35,000$185,000
Filing status:
Gross salary breakdown$91,616
Net 76%
Fed 12%
WI 4%
FICA 8%
Annual take-home$69,352After all taxes
Monthly deposit$5,779Estimated per month
Biweekly paycheck$2,667Every 2 weeks (26/yr)
Effective tax rate24.3%Total tax burden
Federal income tax$11,326 / yr
Wisconsin state income tax$3,930 / yr
FICA (Social Security & Medicare)$7,009 / yr

Compare earnings and living costs across Wisconsin with official federal datasets:

Frequently Asked Questions About Living in Mount Pleasant, WI

What is the median household income in Mount Pleasant, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mount Pleasant, WI is $91,616 per year (approximately $7,635 per month).

What is the average rent in Mount Pleasant, WI?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Mount Pleasant, WI are $851 for a studio, $988 for 1 bedroom, $1,235 for 2 bedrooms, $1,592 for 3 bedrooms, and $1,962 for 4 bedrooms.

How does the cost of living in Mount Pleasant, WI compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Mount Pleasant, WI is 96.0 (4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Mount Pleasant, WI?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,235/month) in Mount Pleasant, WI requires a minimum gross household income of $49,400 per year ($4,117 per month).

What is a balanced 50/30/20 monthly budget in Mount Pleasant, WI?

For a typical household earning the median income of $91,616/year ($7,635/month) in Mount Pleasant, WI, a balanced 50/30/20 budget allocates $3,817/month to essential needs (rent, utilities, groceries), $2,290/month to discretionary spending, and $1,527/month to savings and debt repayment.

What are typical electricity and utility costs in Mount Pleasant, WI?

Residential electricity rates in Wisconsin average 19.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $176 per month.