Key Economic Benchmarks
Median Household Income
$130,929$10,911 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Morgan County, UT
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Morgan County, UT
Official FY2026 HUD Fair Market Rents for Ogden, UT MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,208 | $14,496 | $48,320 | 11.1% |
| 1-Bedroom Apartment | $1,281 | $15,372 | $51,240 | 11.7% |
| 2-Bedroom ApartmentBenchmark | $1,614 | $19,368 | $64,560 | 14.8% |
| 3-Bedroom Home | $2,163 | $25,956 | $86,520 | 19.8% |
| 4-Bedroom Home | $2,612 | $31,344 | $104,480 | 23.9% |
50/30/20 Living Budget in Morgan County, UT
Based on the local median household income of $130,929/year ($10,911/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Utah
Explore net income after federal income tax, FICA, and Utah state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Utah with official federal datasets:
Frequently Asked Questions About Living in Morgan County, UT
What is the median household income in Morgan County, UT?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Morgan County, UT is $130,929 per year (approximately $10,911 per month).
What is the average rent in Morgan County, UT?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Morgan County, UT are $1,208 for a studio, $1,281 for 1 bedroom, $1,614 for 2 bedrooms, $2,163 for 3 bedrooms, and $2,612 for 4 bedrooms.
How does the cost of living in Morgan County, UT compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Morgan County, UT is 100.3 (0.3% higher than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Morgan County, UT?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,614/month) in Morgan County, UT requires a minimum gross household income of $64,560 per year ($5,380 per month).
What is a balanced 50/30/20 monthly budget in Morgan County, UT?
For a typical household earning the median income of $130,929/year ($10,911/month) in Morgan County, UT, a balanced 50/30/20 budget allocates $5,455/month to essential needs (rent, utilities, groceries), $3,273/month to discretionary spending, and $2,182/month to savings and debt repayment.
What are typical electricity and utility costs in Morgan County, UT?
Residential electricity rates in Utah average 13.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $120 per month.