Alaska · 2026 Federal Benchmarks

Cost of Living in Matanuska-Susitna Borough, AK

The median household in Matanuska-Susitna Borough, AK earns $94,031 a year ($7,836/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,376/month under HUD Fair Market Rents, requiring an annual income of at least $55,040 under the federal 30% housing rule, with overall consumer prices sitting 5.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$94,031$7,836 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,376HUD FY2026 Fair Market Rent
Price Parity (RPP)105.4+5.4% vs national baseline
Electricity Rate28.2¢per kWh · EIA Residential AK
Census Population112,988Official resident count

Fair market rent & 30% rule in Matanuska-Susitna Borough, AK

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,376Monthly market rent
Share of gross income17.6%Recommended max: 30%
Annual income needed$55,040To meet the 30% standard
Max affordable rent$2,351At 30% of $94,031
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Matanuska-Susitna Borough, AK

Official FY2026 HUD Fair Market Rents for Matanuska-Susitna Borough, AK HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Matanuska-Susitna Borough, AK
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,015$12,180$40,60013%
1-Bedroom Apartment$1,049$12,588$41,96013.4%
2-Bedroom ApartmentBenchmark$1,376$16,512$55,04017.6%
3-Bedroom Home$1,914$22,968$76,56024.4%
4-Bedroom Home$2,308$27,696$92,32029.5%

See dedicated rental breakdown for Matanuska-Susitna Borough, AK →

50/30/20 Living Budget in Matanuska-Susitna Borough, AK

Based on the local median household income of $94,031/year ($7,836/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,918/moRent ($1,376 2-BR), utilities (~$254/mo), groceries, transit
Wants (30%)$2,351/moDiscretionary spending: dining, leisure, recreation at 105.4 RPP price level
Savings & Debt (20%)$1,567/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Alaska

Explore net income after federal income tax, FICA, and Alaska state income tax based on the local median baseline.

$94,031
$35,000$190,000
Filing status:
Gross salary breakdown$94,031
Net 80%
Fed 13%
FICA 8%
Annual take-home$74,981After all taxes
Monthly deposit$6,248Estimated per month
Biweekly paycheck$2,884Every 2 weeks (26/yr)
Effective tax rate20.3%Total tax burden
Federal income tax$11,857 / yr
Alaska state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,193 / yr

Compare earnings and living costs across Alaska with official federal datasets:

Frequently Asked Questions About Living in Matanuska-Susitna Borough, AK

What is the median household income in Matanuska-Susitna Borough, AK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Matanuska-Susitna Borough, AK is $94,031 per year (approximately $7,836 per month).

What is the average rent in Matanuska-Susitna Borough, AK?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Matanuska-Susitna Borough, AK are $1,015 for a studio, $1,049 for 1 bedroom, $1,376 for 2 bedrooms, $1,914 for 3 bedrooms, and $2,308 for 4 bedrooms.

How does the cost of living in Matanuska-Susitna Borough, AK compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Matanuska-Susitna Borough, AK is 105.4 (5.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Matanuska-Susitna Borough, AK?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,376/month) in Matanuska-Susitna Borough, AK requires a minimum gross household income of $55,040 per year ($4,587 per month).

What is a balanced 50/30/20 monthly budget in Matanuska-Susitna Borough, AK?

For a typical household earning the median income of $94,031/year ($7,836/month) in Matanuska-Susitna Borough, AK, a balanced 50/30/20 budget allocates $3,918/month to essential needs (rent, utilities, groceries), $2,351/month to discretionary spending, and $1,567/month to savings and debt repayment.

What are typical electricity and utility costs in Matanuska-Susitna Borough, AK?

Residential electricity rates in Alaska average 28.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $254 per month.