Key Economic Benchmarks
Median Household Income
$77,448$6,454 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Lumpkin County, GA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Lumpkin County, GA
Official FY2026 HUD Fair Market Rents for Lumpkin County, GA HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,085 | $13,020 | $43,400 | 16.8% |
| 1-Bedroom Apartment | $1,136 | $13,632 | $45,440 | 17.6% |
| 2-Bedroom ApartmentBenchmark | $1,245 | $14,940 | $49,800 | 19.3% |
| 3-Bedroom Home | $1,577 | $18,924 | $63,080 | 24.4% |
| 4-Bedroom Home | $2,089 | $25,068 | $83,560 | 32.4% |
50/30/20 Living Budget in Lumpkin County, GA
Based on the local median household income of $77,448/year ($6,454/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Georgia
Explore net income after federal income tax, FICA, and Georgia state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Georgia with official federal datasets:
Frequently Asked Questions About Living in Lumpkin County, GA
What is the median household income in Lumpkin County, GA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lumpkin County, GA is $77,448 per year (approximately $6,454 per month).
What is the average rent in Lumpkin County, GA?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Lumpkin County, GA are $1,085 for a studio, $1,136 for 1 bedroom, $1,245 for 2 bedrooms, $1,577 for 3 bedrooms, and $2,089 for 4 bedrooms.
How does the cost of living in Lumpkin County, GA compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Lumpkin County, GA is 100.1 (0.1% higher than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Lumpkin County, GA?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,245/month) in Lumpkin County, GA requires a minimum gross household income of $49,800 per year ($4,150 per month).
What is a balanced 50/30/20 monthly budget in Lumpkin County, GA?
For a typical household earning the median income of $77,448/year ($6,454/month) in Lumpkin County, GA, a balanced 50/30/20 budget allocates $3,227/month to essential needs (rent, utilities, groceries), $1,936/month to discretionary spending, and $1,291/month to savings and debt repayment.
What are typical electricity and utility costs in Lumpkin County, GA?
Residential electricity rates in Georgia average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.