Key Economic Benchmarks
Median Household Income
$37,052$3,088 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Lowndes County, AL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Lowndes County, AL
Official FY2026 HUD Fair Market Rents for Montgomery, AL MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $860 | $10,320 | $34,400 | 27.9% |
| 1-Bedroom Apartment | $870 | $10,440 | $34,800 | 28.2% |
| 2-Bedroom ApartmentBenchmark | $1,016 | $12,192 | $40,640 | 32.9% |
| 3-Bedroom Home | $1,304 | $15,648 | $52,160 | 42.2% |
| 4-Bedroom Home | $1,537 | $18,444 | $61,480 | 49.8% |
50/30/20 Living Budget in Lowndes County, AL
Based on the local median household income of $37,052/year ($3,088/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Alabama
Explore net income after federal income tax, FICA, and Alabama state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Alabama with official federal datasets:
Frequently Asked Questions About Living in Lowndes County, AL
What is the median household income in Lowndes County, AL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lowndes County, AL is $37,052 per year (approximately $3,088 per month).
What is the average rent in Lowndes County, AL?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Lowndes County, AL are $860 for a studio, $870 for 1 bedroom, $1,016 for 2 bedrooms, $1,304 for 3 bedrooms, and $1,537 for 4 bedrooms.
How does the cost of living in Lowndes County, AL compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Lowndes County, AL is 89.7 (10.3% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Lowndes County, AL?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,016/month) in Lowndes County, AL requires a minimum gross household income of $40,640 per year ($3,387 per month).
What is a balanced 50/30/20 monthly budget in Lowndes County, AL?
For a typical household earning the median income of $37,052/year ($3,088/month) in Lowndes County, AL, a balanced 50/30/20 budget allocates $1,544/month to essential needs (rent, utilities, groceries), $926/month to discretionary spending, and $618/month to savings and debt repayment.
What are typical electricity and utility costs in Lowndes County, AL?
Residential electricity rates in Alabama average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $148 per month.