Alabama · 2026 Federal Benchmarks

Cost of Living in Limestone County, AL

The median household in Limestone County, AL earns $83,629 a year ($6,969/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,310/month under HUD Fair Market Rents, requiring an annual income of at least $52,400 under the federal 30% housing rule, with overall consumer prices sitting 6.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$83,629$6,969 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,310HUD FY2026 Fair Market Rent
Price Parity (RPP)93.1-6.9% vs national baseline
Electricity Rate16.4¢per kWh · EIA Residential AL
Census Population111,233Official resident count

Fair market rent & 30% rule in Limestone County, AL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,310Monthly market rent
Share of gross income18.8%Recommended max: 30%
Annual income needed$52,400To meet the 30% standard
Max affordable rent$2,091At 30% of $83,629
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Limestone County, AL

Official FY2026 HUD Fair Market Rents for Huntsville, AL MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Limestone County, AL
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,030$12,360$41,20014.8%
1-Bedroom Apartment$1,136$13,632$45,44016.3%
2-Bedroom ApartmentBenchmark$1,310$15,720$52,40018.8%
3-Bedroom Home$1,690$20,280$67,60024.2%
4-Bedroom Home$2,109$25,308$84,36030.3%

See dedicated rental breakdown for Limestone County, AL →

50/30/20 Living Budget in Limestone County, AL

Based on the local median household income of $83,629/year ($6,969/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,485/moRent ($1,310 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$2,091/moDiscretionary spending: dining, leisure, recreation at 93.1 RPP price level
Savings & Debt (20%)$1,394/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Alabama

Explore net income after federal income tax, FICA, and Alabama state income tax based on the local median baseline.

$83,629
$30,000$170,000
Filing status:
Gross salary breakdown$83,629
Net 77%
Fed 11%
AL 4%
FICA 8%
Annual take-home$64,200After all taxes
Monthly deposit$5,350Estimated per month
Biweekly paycheck$2,469Every 2 weeks (26/yr)
Effective tax rate23.2%Total tax burden
Federal income tax$9,568 / yr
Alabama state income tax$3,463 / yr
FICA (Social Security & Medicare)$6,398 / yr

Compare earnings and living costs across Alabama with official federal datasets:

Frequently Asked Questions About Living in Limestone County, AL

What is the median household income in Limestone County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Limestone County, AL is $83,629 per year (approximately $6,969 per month).

What is the average rent in Limestone County, AL?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Limestone County, AL are $1,030 for a studio, $1,136 for 1 bedroom, $1,310 for 2 bedrooms, $1,690 for 3 bedrooms, and $2,109 for 4 bedrooms.

How does the cost of living in Limestone County, AL compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Limestone County, AL is 93.1 (6.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Limestone County, AL?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,310/month) in Limestone County, AL requires a minimum gross household income of $52,400 per year ($4,367 per month).

What is a balanced 50/30/20 monthly budget in Limestone County, AL?

For a typical household earning the median income of $83,629/year ($6,969/month) in Limestone County, AL, a balanced 50/30/20 budget allocates $3,485/month to essential needs (rent, utilities, groceries), $2,091/month to discretionary spending, and $1,394/month to savings and debt repayment.

What are typical electricity and utility costs in Limestone County, AL?

Residential electricity rates in Alabama average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $148 per month.