Florida · 2026 Federal Benchmarks

Cost of Living in Liberty County, FL

The median household in Liberty County, FL earns $58,671 a year ($4,889/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,083/month under HUD Fair Market Rents, requiring an annual income of at least $43,320 under the federal 30% housing rule, with overall consumer prices sitting 3.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$58,671$4,889 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,083HUD FY2026 Fair Market Rent
Price Parity (RPP)103.4+3.4% vs national baseline
Electricity Rate15.1¢per kWh · EIA Residential FL
Census Population7,687Official resident count

Fair market rent & 30% rule in Liberty County, FL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,083Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$43,320To meet the 30% standard
Max affordable rent$1,467At 30% of $58,671
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Liberty County, FL

Official FY2026 HUD Fair Market Rents for Liberty County, FL. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Liberty County, FL
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$943$11,316$37,72019.3%
1-Bedroom Apartment$966$11,592$38,64019.8%
2-Bedroom ApartmentBenchmark$1,083$12,996$43,32022.2%
3-Bedroom Home$1,488$17,856$59,52030.4%
4-Bedroom Home$1,817$21,804$72,68037.2%

See dedicated rental breakdown for Liberty County, FL →

50/30/20 Living Budget in Liberty County, FL

Based on the local median household income of $58,671/year ($4,889/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,445/moRent ($1,083 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,467/moDiscretionary spending: dining, leisure, recreation at 103.4 RPP price level
Savings & Debt (20%)$978/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Florida

Explore net income after federal income tax, FICA, and Florida state income tax based on the local median baseline.

$58,671
$20,000$120,000
Filing status:
Gross salary breakdown$58,671
Net 84%
Fed 8%
FICA 8%
Annual take-home$49,322After all taxes
Monthly deposit$4,110Estimated per month
Biweekly paycheck$1,897Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$4,861 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,488 / yr

Compare earnings and living costs across Florida with official federal datasets:

Frequently Asked Questions About Living in Liberty County, FL

What is the median household income in Liberty County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Liberty County, FL is $58,671 per year (approximately $4,889 per month).

What is the average rent in Liberty County, FL?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Liberty County, FL are $943 for a studio, $966 for 1 bedroom, $1,083 for 2 bedrooms, $1,488 for 3 bedrooms, and $1,817 for 4 bedrooms.

How does the cost of living in Liberty County, FL compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Liberty County, FL is 103.4 (3.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Liberty County, FL?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,083/month) in Liberty County, FL requires a minimum gross household income of $43,320 per year ($3,610 per month).

What is a balanced 50/30/20 monthly budget in Liberty County, FL?

For a typical household earning the median income of $58,671/year ($4,889/month) in Liberty County, FL, a balanced 50/30/20 budget allocates $2,445/month to essential needs (rent, utilities, groceries), $1,467/month to discretionary spending, and $978/month to savings and debt repayment.

What are typical electricity and utility costs in Liberty County, FL?

Residential electricity rates in Florida average 15.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $136 per month.