Key Economic Benchmarks
Median Household Income
$44,962$3,747 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Kiowa County, OK
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Kiowa County, OK
Official FY2026 HUD Fair Market Rents for Kiowa County, OK. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $705 | $8,460 | $28,200 | 18.8% |
| 1-Bedroom Apartment | $761 | $9,132 | $30,440 | 20.3% |
| 2-Bedroom ApartmentBenchmark | $937 | $11,244 | $37,480 | 25% |
| 3-Bedroom Home | $1,303 | $15,636 | $52,120 | 34.8% |
| 4-Bedroom Home | $1,572 | $18,864 | $62,880 | 42% |
50/30/20 Living Budget in Kiowa County, OK
Based on the local median household income of $44,962/year ($3,747/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Oklahoma
Explore net income after federal income tax, FICA, and Oklahoma state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Oklahoma with official federal datasets:
Frequently Asked Questions About Living in Kiowa County, OK
What is the median household income in Kiowa County, OK?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kiowa County, OK is $44,962 per year (approximately $3,747 per month).
What is the average rent in Kiowa County, OK?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Kiowa County, OK are $705 for a studio, $761 for 1 bedroom, $937 for 2 bedrooms, $1,303 for 3 bedrooms, and $1,572 for 4 bedrooms.
How does the cost of living in Kiowa County, OK compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Kiowa County, OK is 87.8 (12.2% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Kiowa County, OK?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($937/month) in Kiowa County, OK requires a minimum gross household income of $37,480 per year ($3,123 per month).
What is a balanced 50/30/20 monthly budget in Kiowa County, OK?
For a typical household earning the median income of $44,962/year ($3,747/month) in Kiowa County, OK, a balanced 50/30/20 budget allocates $1,873/month to essential needs (rent, utilities, groceries), $1,124/month to discretionary spending, and $749/month to savings and debt repayment.
What are typical electricity and utility costs in Kiowa County, OK?
Residential electricity rates in Oklahoma average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $129 per month.