Kansas · 2026 Federal Benchmarks

Cost of Living in Kearny County, KS

The median household in Kearny County, KS earns $89,135 a year ($7,428/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,426/month under HUD Fair Market Rents, requiring an annual income of at least $57,040 under the federal 30% housing rule, with overall consumer prices sitting 9.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$89,135$7,428 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,426HUD FY2026 Fair Market Rent
Price Parity (RPP)90.1-9.9% vs national baseline
Electricity Rate15.7¢per kWh · EIA Residential KS
Census Population3,864Official resident count

Fair market rent & 30% rule in Kearny County, KS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,426Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$57,040To meet the 30% standard
Max affordable rent$2,228At 30% of $89,135
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Kearny County, KS

Official FY2026 HUD Fair Market Rents for Kearny County, KS. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Kearny County, KS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,045$12,540$41,80014.1%
1-Bedroom Apartment$1,087$13,044$43,48014.6%
2-Bedroom ApartmentBenchmark$1,426$17,112$57,04019.2%
3-Bedroom Home$1,710$20,520$68,40023%
4-Bedroom Home$1,888$22,656$75,52025.4%

See dedicated rental breakdown for Kearny County, KS →

50/30/20 Living Budget in Kearny County, KS

Based on the local median household income of $89,135/year ($7,428/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,714/moRent ($1,426 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$2,228/moDiscretionary spending: dining, leisure, recreation at 90.1 RPP price level
Savings & Debt (20%)$1,486/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Kansas

Explore net income after federal income tax, FICA, and Kansas state income tax based on the local median baseline.

$89,135
$35,000$180,000
Filing status:
Gross salary breakdown$89,135
Net 76%
Fed 12%
KS 5%
FICA 8%
Annual take-home$67,362After all taxes
Monthly deposit$5,614Estimated per month
Biweekly paycheck$2,591Every 2 weeks (26/yr)
Effective tax rate24.4%Total tax burden
Federal income tax$10,780 / yr
Kansas state income tax$4,174 / yr
FICA (Social Security & Medicare)$6,819 / yr

Compare earnings and living costs across Kansas with official federal datasets:

Frequently Asked Questions About Living in Kearny County, KS

What is the median household income in Kearny County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kearny County, KS is $89,135 per year (approximately $7,428 per month).

What is the average rent in Kearny County, KS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Kearny County, KS are $1,045 for a studio, $1,087 for 1 bedroom, $1,426 for 2 bedrooms, $1,710 for 3 bedrooms, and $1,888 for 4 bedrooms.

How does the cost of living in Kearny County, KS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Kearny County, KS is 90.1 (9.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Kearny County, KS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,426/month) in Kearny County, KS requires a minimum gross household income of $57,040 per year ($4,753 per month).

What is a balanced 50/30/20 monthly budget in Kearny County, KS?

For a typical household earning the median income of $89,135/year ($7,428/month) in Kearny County, KS, a balanced 50/30/20 budget allocates $3,714/month to essential needs (rent, utilities, groceries), $2,228/month to discretionary spending, and $1,486/month to savings and debt repayment.

What are typical electricity and utility costs in Kearny County, KS?

Residential electricity rates in Kansas average 15.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $141 per month.