Montana · 2026 Federal Benchmarks

Cost of Living in Judith Basin County, MT

The median household in Judith Basin County, MT earns $59,000 a year ($4,917/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,160/month under HUD Fair Market Rents, requiring an annual income of at least $46,400 under the federal 30% housing rule, with overall consumer prices sitting 5.4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$59,000$4,917 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,160HUD FY2026 Fair Market Rent
Price Parity (RPP)94.6-5.4% vs national baseline
Electricity Rate15.1¢per kWh · EIA Residential MT
Census Population2,071Official resident count

Fair market rent & 30% rule in Judith Basin County, MT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,160Monthly market rent
Share of gross income23.6%Recommended max: 30%
Annual income needed$46,400To meet the 30% standard
Max affordable rent$1,475At 30% of $59,000
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Judith Basin County, MT

Official FY2026 HUD Fair Market Rents for Judith Basin County, MT. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Judith Basin County, MT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$869$10,428$34,76017.7%
1-Bedroom Apartment$905$10,860$36,20018.4%
2-Bedroom ApartmentBenchmark$1,160$13,920$46,40023.6%
3-Bedroom Home$1,583$18,996$63,32032.2%
4-Bedroom Home$1,875$22,500$75,00038.1%

See dedicated rental breakdown for Judith Basin County, MT →

50/30/20 Living Budget in Judith Basin County, MT

Based on the local median household income of $59,000/year ($4,917/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,458/moRent ($1,160 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,475/moDiscretionary spending: dining, leisure, recreation at 94.6 RPP price level
Savings & Debt (20%)$983/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Montana

Explore net income after federal income tax, FICA, and Montana state income tax based on the local median baseline.

$59,000
$20,000$120,000
Filing status:
Gross salary breakdown$59,000
Net 81%
Fed 8%
MT 3%
FICA 8%
Annual take-home$47,570After all taxes
Monthly deposit$3,964Estimated per month
Biweekly paycheck$1,830Every 2 weeks (26/yr)
Effective tax rate19.4%Total tax burden
Federal income tax$4,900 / yr
Montana state income tax$2,016 / yr
FICA (Social Security & Medicare)$4,514 / yr

Compare earnings and living costs across Montana with official federal datasets:

Frequently Asked Questions About Living in Judith Basin County, MT

What is the median household income in Judith Basin County, MT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Judith Basin County, MT is $59,000 per year (approximately $4,917 per month).

What is the average rent in Judith Basin County, MT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Judith Basin County, MT are $869 for a studio, $905 for 1 bedroom, $1,160 for 2 bedrooms, $1,583 for 3 bedrooms, and $1,875 for 4 bedrooms.

How does the cost of living in Judith Basin County, MT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Judith Basin County, MT is 94.6 (5.4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Judith Basin County, MT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,160/month) in Judith Basin County, MT requires a minimum gross household income of $46,400 per year ($3,867 per month).

What is a balanced 50/30/20 monthly budget in Judith Basin County, MT?

For a typical household earning the median income of $59,000/year ($4,917/month) in Judith Basin County, MT, a balanced 50/30/20 budget allocates $2,458/month to essential needs (rent, utilities, groceries), $1,475/month to discretionary spending, and $983/month to savings and debt repayment.

What are typical electricity and utility costs in Judith Basin County, MT?

Residential electricity rates in Montana average 15.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $136 per month.