Key Economic Benchmarks
Median Household Income
$52,216$4,351 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Jones County, MS
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Jones County, MS
Official FY2026 HUD Fair Market Rents for Jones County, MS. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $694 | $8,328 | $27,760 | 15.9% |
| 1-Bedroom Apartment | $699 | $8,388 | $27,960 | 16.1% |
| 2-Bedroom ApartmentBenchmark | $917 | $11,004 | $36,680 | 21.1% |
| 3-Bedroom Home | $1,099 | $13,188 | $43,960 | 25.3% |
| 4-Bedroom Home | $1,247 | $14,964 | $49,880 | 28.7% |
50/30/20 Living Budget in Jones County, MS
Based on the local median household income of $52,216/year ($4,351/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Mississippi
Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Mississippi with official federal datasets:
Frequently Asked Questions About Living in Jones County, MS
What is the median household income in Jones County, MS?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Jones County, MS is $52,216 per year (approximately $4,351 per month).
What is the average rent in Jones County, MS?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Jones County, MS are $694 for a studio, $699 for 1 bedroom, $917 for 2 bedrooms, $1,099 for 3 bedrooms, and $1,247 for 4 bedrooms.
How does the cost of living in Jones County, MS compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Jones County, MS is 87.0 (13% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Jones County, MS?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($917/month) in Jones County, MS requires a minimum gross household income of $36,680 per year ($3,057 per month).
What is a balanced 50/30/20 monthly budget in Jones County, MS?
For a typical household earning the median income of $52,216/year ($4,351/month) in Jones County, MS, a balanced 50/30/20 budget allocates $2,176/month to essential needs (rent, utilities, groceries), $1,305/month to discretionary spending, and $870/month to savings and debt repayment.
What are typical electricity and utility costs in Jones County, MS?
Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.