Oklahoma · 2026 Federal Benchmarks

Cost of Living in Johnston County, OK

The median household in Johnston County, OK earns $52,688 a year ($4,391/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $937/month under HUD Fair Market Rents, requiring an annual income of at least $37,480 under the federal 30% housing rule, with overall consumer prices sitting 12.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$52,688$4,391 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$937HUD FY2026 Fair Market Rent
Price Parity (RPP)87.8-12.2% vs national baseline
Electricity Rate14.3¢per kWh · EIA Residential OK
Census Population10,278Official resident count

Fair market rent & 30% rule in Johnston County, OK

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income21.3%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,317At 30% of $52,688
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Johnston County, OK

Official FY2026 HUD Fair Market Rents for Johnston County, OK. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Johnston County, OK
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$705$8,460$28,20016.1%
1-Bedroom Apartment$801$9,612$32,04018.2%
2-Bedroom ApartmentBenchmark$937$11,244$37,48021.3%
3-Bedroom Home$1,269$15,228$50,76028.9%
4-Bedroom Home$1,572$18,864$62,88035.8%

See dedicated rental breakdown for Johnston County, OK →

50/30/20 Living Budget in Johnston County, OK

Based on the local median household income of $52,688/year ($4,391/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,195/moRent ($937 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,317/moDiscretionary spending: dining, leisure, recreation at 87.8 RPP price level
Savings & Debt (20%)$878/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Oklahoma

Explore net income after federal income tax, FICA, and Oklahoma state income tax based on the local median baseline.

$52,688
$20,000$110,000
Filing status:
Gross salary breakdown$52,688
Net 81%
Fed 8%
OK 3%
FICA 8%
Annual take-home$42,689After all taxes
Monthly deposit$3,557Estimated per month
Biweekly paycheck$1,642Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$4,143 / yr
Oklahoma state income tax$1,825 / yr
FICA (Social Security & Medicare)$4,031 / yr

Compare earnings and living costs across Oklahoma with official federal datasets:

Frequently Asked Questions About Living in Johnston County, OK

What is the median household income in Johnston County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Johnston County, OK is $52,688 per year (approximately $4,391 per month).

What is the average rent in Johnston County, OK?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Johnston County, OK are $705 for a studio, $801 for 1 bedroom, $937 for 2 bedrooms, $1,269 for 3 bedrooms, and $1,572 for 4 bedrooms.

How does the cost of living in Johnston County, OK compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Johnston County, OK is 87.8 (12.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Johnston County, OK?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($937/month) in Johnston County, OK requires a minimum gross household income of $37,480 per year ($3,123 per month).

What is a balanced 50/30/20 monthly budget in Johnston County, OK?

For a typical household earning the median income of $52,688/year ($4,391/month) in Johnston County, OK, a balanced 50/30/20 budget allocates $2,195/month to essential needs (rent, utilities, groceries), $1,317/month to discretionary spending, and $878/month to savings and debt repayment.

What are typical electricity and utility costs in Johnston County, OK?

Residential electricity rates in Oklahoma average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $129 per month.