Kansas · 2026 Federal Benchmarks

Cost of Living in Jefferson County, KS

The median household in Jefferson County, KS earns $81,278 a year ($6,773/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,057/month under HUD Fair Market Rents, requiring an annual income of at least $42,280 under the federal 30% housing rule, with overall consumer prices sitting 11.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$81,278$6,773 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,057HUD FY2026 Fair Market Rent
Price Parity (RPP)88.8-11.2% vs national baseline
Electricity Rate15.7¢per kWh · EIA Residential KS
Census Population18,349Official resident count

Fair market rent & 30% rule in Jefferson County, KS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,057Monthly market rent
Share of gross income15.6%Recommended max: 30%
Annual income needed$42,280To meet the 30% standard
Max affordable rent$2,032At 30% of $81,278
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Jefferson County, KS

Official FY2026 HUD Fair Market Rents for Topeka, KS MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Jefferson County, KS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$792$9,504$31,68011.7%
1-Bedroom Apartment$820$9,840$32,80012.1%
2-Bedroom ApartmentBenchmark$1,057$12,684$42,28015.6%
3-Bedroom Home$1,392$16,704$55,68020.6%
4-Bedroom Home$1,411$16,932$56,44020.8%

See dedicated rental breakdown for Jefferson County, KS →

50/30/20 Living Budget in Jefferson County, KS

Based on the local median household income of $81,278/year ($6,773/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,387/moRent ($1,057 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$2,032/moDiscretionary spending: dining, leisure, recreation at 88.8 RPP price level
Savings & Debt (20%)$1,355/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Kansas

Explore net income after federal income tax, FICA, and Kansas state income tax based on the local median baseline.

$81,278
$30,000$165,000
Filing status:
Gross salary breakdown$81,278
Net 77%
Fed 11%
KS 5%
FICA 8%
Annual take-home$62,273After all taxes
Monthly deposit$5,189Estimated per month
Biweekly paycheck$2,395Every 2 weeks (26/yr)
Effective tax rate23.4%Total tax burden
Federal income tax$9,051 / yr
Kansas state income tax$3,736 / yr
FICA (Social Security & Medicare)$6,218 / yr

Compare earnings and living costs across Kansas with official federal datasets:

Frequently Asked Questions About Living in Jefferson County, KS

What is the median household income in Jefferson County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Jefferson County, KS is $81,278 per year (approximately $6,773 per month).

What is the average rent in Jefferson County, KS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Jefferson County, KS are $792 for a studio, $820 for 1 bedroom, $1,057 for 2 bedrooms, $1,392 for 3 bedrooms, and $1,411 for 4 bedrooms.

How does the cost of living in Jefferson County, KS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Jefferson County, KS is 88.8 (11.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Jefferson County, KS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,057/month) in Jefferson County, KS requires a minimum gross household income of $42,280 per year ($3,523 per month).

What is a balanced 50/30/20 monthly budget in Jefferson County, KS?

For a typical household earning the median income of $81,278/year ($6,773/month) in Jefferson County, KS, a balanced 50/30/20 budget allocates $3,387/month to essential needs (rent, utilities, groceries), $2,032/month to discretionary spending, and $1,355/month to savings and debt repayment.

What are typical electricity and utility costs in Jefferson County, KS?

Residential electricity rates in Kansas average 15.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $141 per month.