Nevada · 2026 Federal Benchmarks

Cost of Living in Humboldt County, NV

The median household in Humboldt County, NV earns $81,073 a year ($6,756/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,312/month under HUD Fair Market Rents, requiring an annual income of at least $52,480 under the federal 30% housing rule, with overall consumer prices sitting 0% above the national baseline.

Key Economic Benchmarks

Median Household Income

$81,073$6,756 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,312HUD FY2026 Fair Market Rent
Price Parity (RPP)100.0+0% vs national baseline
Electricity Rate13.1¢per kWh · EIA Residential NV
Census Population17,289Official resident count

Fair market rent & 30% rule in Humboldt County, NV

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,312Monthly market rent
Share of gross income19.4%Recommended max: 30%
Annual income needed$52,480To meet the 30% standard
Max affordable rent$2,027At 30% of $81,073
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Humboldt County, NV

Official FY2026 HUD Fair Market Rents for Humboldt County, NV. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Humboldt County, NV
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$993$11,916$39,72014.7%
1-Bedroom Apartment$1,000$12,000$40,00014.8%
2-Bedroom ApartmentBenchmark$1,312$15,744$52,48019.4%
3-Bedroom Home$1,636$19,632$65,44024.2%
4-Bedroom Home$2,201$26,412$88,04032.6%

See dedicated rental breakdown for Humboldt County, NV →

50/30/20 Living Budget in Humboldt County, NV

Based on the local median household income of $81,073/year ($6,756/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,378/moRent ($1,312 2-BR), utilities (~$118/mo), groceries, transit
Wants (30%)$2,027/moDiscretionary spending: dining, leisure, recreation at 100.0 RPP price level
Savings & Debt (20%)$1,351/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Nevada

Explore net income after federal income tax, FICA, and Nevada state income tax based on the local median baseline.

$81,073
$30,000$165,000
Filing status:
Gross salary breakdown$81,073
Net 81%
Fed 11%
FICA 8%
Annual take-home$65,865After all taxes
Monthly deposit$5,489Estimated per month
Biweekly paycheck$2,533Every 2 weeks (26/yr)
Effective tax rate18.8%Total tax burden
Federal income tax$9,006 / yr
Nevada state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,202 / yr

Compare earnings and living costs across Nevada with official federal datasets:

Frequently Asked Questions About Living in Humboldt County, NV

What is the median household income in Humboldt County, NV?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Humboldt County, NV is $81,073 per year (approximately $6,756 per month).

What is the average rent in Humboldt County, NV?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Humboldt County, NV are $993 for a studio, $1,000 for 1 bedroom, $1,312 for 2 bedrooms, $1,636 for 3 bedrooms, and $2,201 for 4 bedrooms.

How does the cost of living in Humboldt County, NV compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Humboldt County, NV is 100.0 (0% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Humboldt County, NV?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,312/month) in Humboldt County, NV requires a minimum gross household income of $52,480 per year ($4,373 per month).

What is a balanced 50/30/20 monthly budget in Humboldt County, NV?

For a typical household earning the median income of $81,073/year ($6,756/month) in Humboldt County, NV, a balanced 50/30/20 budget allocates $3,378/month to essential needs (rent, utilities, groceries), $2,027/month to discretionary spending, and $1,351/month to savings and debt repayment.

What are typical electricity and utility costs in Humboldt County, NV?

Residential electricity rates in Nevada average 13.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $118 per month.