Missouri · 2026 Federal Benchmarks

Cost of Living in Howell County, MO

The median household in Howell County, MO earns $50,993 a year ($4,249/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $888/month under HUD Fair Market Rents, requiring an annual income of at least $35,520 under the federal 30% housing rule, with overall consumer prices sitting 9.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$50,993$4,249 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$888HUD FY2026 Fair Market Rent
Price Parity (RPP)90.8-9.2% vs national baseline
Electricity Rate16.2¢per kWh · EIA Residential MO
Census Population40,383Official resident count

Fair market rent & 30% rule in Howell County, MO

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$888Monthly market rent
Share of gross income20.9%Recommended max: 30%
Annual income needed$35,520To meet the 30% standard
Max affordable rent$1,275At 30% of $50,993
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Howell County, MO

Official FY2026 HUD Fair Market Rents for Howell County, MO. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Howell County, MO
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$612$7,344$24,48014.4%
1-Bedroom Apartment$677$8,124$27,08015.9%
2-Bedroom ApartmentBenchmark$888$10,656$35,52020.9%
3-Bedroom Home$1,224$14,688$48,96028.8%
4-Bedroom Home$1,490$17,880$59,60035.1%

See dedicated rental breakdown for Howell County, MO →

50/30/20 Living Budget in Howell County, MO

Based on the local median household income of $50,993/year ($4,249/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,125/moRent ($888 2-BR), utilities (~$146/mo), groceries, transit
Wants (30%)$1,275/moDiscretionary spending: dining, leisure, recreation at 90.8 RPP price level
Savings & Debt (20%)$850/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Missouri

Explore net income after federal income tax, FICA, and Missouri state income tax based on the local median baseline.

$50,993
$20,000$105,000
Filing status:
Gross salary breakdown$50,993
Net 82%
Fed 8%
MO 3%
FICA 8%
Annual take-home$41,700After all taxes
Monthly deposit$3,475Estimated per month
Biweekly paycheck$1,604Every 2 weeks (26/yr)
Effective tax rate18.2%Total tax burden
Federal income tax$3,939 / yr
Missouri state income tax$1,453 / yr
FICA (Social Security & Medicare)$3,901 / yr

Compare earnings and living costs across Missouri with official federal datasets:

Frequently Asked Questions About Living in Howell County, MO

What is the median household income in Howell County, MO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Howell County, MO is $50,993 per year (approximately $4,249 per month).

What is the average rent in Howell County, MO?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Howell County, MO are $612 for a studio, $677 for 1 bedroom, $888 for 2 bedrooms, $1,224 for 3 bedrooms, and $1,490 for 4 bedrooms.

How does the cost of living in Howell County, MO compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Howell County, MO is 90.8 (9.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Howell County, MO?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($888/month) in Howell County, MO requires a minimum gross household income of $35,520 per year ($2,960 per month).

What is a balanced 50/30/20 monthly budget in Howell County, MO?

For a typical household earning the median income of $50,993/year ($4,249/month) in Howell County, MO, a balanced 50/30/20 budget allocates $2,125/month to essential needs (rent, utilities, groceries), $1,275/month to discretionary spending, and $850/month to savings and debt repayment.

What are typical electricity and utility costs in Howell County, MO?

Residential electricity rates in Missouri average 16.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $146 per month.