Oregon · 2026 Federal Benchmarks

Cost of Living in Hood River County, OR

The median household in Hood River County, OR earns $88,947 a year ($7,412/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,884/month under HUD Fair Market Rents, requiring an annual income of at least $75,360 under the federal 30% housing rule, with overall consumer prices sitting 3.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$88,947$7,412 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,884HUD FY2026 Fair Market Rent
Price Parity (RPP)103.4+3.4% vs national baseline
Electricity Rate16.3¢per kWh · EIA Residential OR
Census Population23,905Official resident count

Fair market rent & 30% rule in Hood River County, OR

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,884Monthly market rent
Share of gross income25.4%Recommended max: 30%
Annual income needed$75,360To meet the 30% standard
Max affordable rent$2,224At 30% of $88,947
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Hood River County, OR

Official FY2026 HUD Fair Market Rents for Hood River County, OR. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Hood River County, OR
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,311$15,732$52,44017.7%
1-Bedroom Apartment$1,436$17,232$57,44019.4%
2-Bedroom ApartmentBenchmark$1,884$22,608$75,36025.4%
3-Bedroom Home$2,620$31,440$104,80035.3%
4-Bedroom Home$3,160$37,920$126,40042.6%

See dedicated rental breakdown for Hood River County, OR →

50/30/20 Living Budget in Hood River County, OR

Based on the local median household income of $88,947/year ($7,412/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,706/moRent ($1,884 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$2,224/moDiscretionary spending: dining, leisure, recreation at 103.4 RPP price level
Savings & Debt (20%)$1,482/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Oregon

Explore net income after federal income tax, FICA, and Oregon state income tax based on the local median baseline.

$88,947
$35,000$180,000
Filing status:
Gross salary breakdown$88,947
Net 73%
Fed 12%
OR 7%
FICA 8%
Annual take-home$65,179After all taxes
Monthly deposit$5,432Estimated per month
Biweekly paycheck$2,507Every 2 weeks (26/yr)
Effective tax rate26.7%Total tax burden
Federal income tax$10,738 / yr
Oregon state income tax$6,225 / yr
FICA (Social Security & Medicare)$6,804 / yr

Compare earnings and living costs across Oregon with official federal datasets:

Frequently Asked Questions About Living in Hood River County, OR

What is the median household income in Hood River County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Hood River County, OR is $88,947 per year (approximately $7,412 per month).

What is the average rent in Hood River County, OR?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Hood River County, OR are $1,311 for a studio, $1,436 for 1 bedroom, $1,884 for 2 bedrooms, $2,620 for 3 bedrooms, and $3,160 for 4 bedrooms.

How does the cost of living in Hood River County, OR compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Hood River County, OR is 103.4 (3.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Hood River County, OR?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,884/month) in Hood River County, OR requires a minimum gross household income of $75,360 per year ($6,280 per month).

What is a balanced 50/30/20 monthly budget in Hood River County, OR?

For a typical household earning the median income of $88,947/year ($7,412/month) in Hood River County, OR, a balanced 50/30/20 budget allocates $3,706/month to essential needs (rent, utilities, groceries), $2,224/month to discretionary spending, and $1,482/month to savings and debt repayment.

What are typical electricity and utility costs in Hood River County, OR?

Residential electricity rates in Oregon average 16.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.